General information, not legal advice.
Not legal advice. This template is not a substitute for the advice of an attorney.
Use for caller_category: debt_collector. Send IN WRITING (mail with
tracking or certified mail is best; keep a copy). The FDCPA covers
third-party debt collectors; it may not cover an original creditor or an
MCA funder collecting its own debt, or a debt that is not a consumer debt.

[DATE]

To: [COLLECTOR BUSINESS NAME]
[COLLECTOR MAILING ADDRESS]

Re: Request to cease communication - 15 U.S.C. 1692c(c)
Account / reference number (if known): [ACCOUNT OR REFERENCE NUMBER]

Under section 805(c) of the Fair Debt Collection Practices Act,
15 U.S.C. 1692c(c), I ask that you and anyone acting on your behalf
cease all further communication with me about the account above,
including calls, texts, emails, voicemails and letters.

My records show the following contacts:
[DATE] [TIME] from [NUMBER OR EMAIL] - [SHORT FACTUAL NOTE]
[REPEAT AS NEEDED]

This letter is not a dispute of the debt and is not an admission that I
owe it or that any amount claimed is correct. I reserve all rights.

After you receive this letter, you may contact me only as the law allows
(for example, to tell me that collection efforts are ending or that you
or the creditor may take a specific action).

[MY NAME]
[MY BUSINESS NAME, IF ANY]
[MY MAILING ADDRESS]
