/* Shared card, button, pill, and nav. Loaded by brandHeadHtml next to
   brand.css. Pages that use brand.css must not restyle these per page.
   Colors are --mf-* tokens. Motion moves only transform and opacity.
   This sheet is outside functions/, so a change here publishes a deploy preview. */

.mf-btn{position:relative;display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 24px;border-radius:var(--mf-radius-pill,999px);border:1.5px solid var(--mf-navy,#24204A);background:var(--mf-navy,#24204A);color:var(--mf-light-paper,#FFFFFF);font-family:var(--mf-sans);font-size:16px;font-weight:700;line-height:1.1;text-decoration:none;text-align:center;cursor:pointer;transition:transform var(--mf-fast) var(--mf-ease)}
.mf-btn::after{content:"";position:absolute;inset:-1.5px;border-radius:inherit;box-shadow:var(--mf-shadow);pointer-events:none;transition:transform var(--mf-fast) var(--mf-ease)}
.mf-btn:hover{transform:translate(-2px,-2px)}
.mf-btn:hover::after{transform:translate(2px,2px)}
.mf-btn:active{transform:translate(3px,3px)}
.mf-btn:active::after{transform:translate(-3px,-3px)}
.mf-btn--ghost{background:transparent;color:var(--mf-cream);border-color:var(--mf-cream)}
.mf-btn--ghost::after{display:none}
.mf-btn--stop{background:var(--mf-red);border-color:var(--mf-red);color:var(--mf-ink)}
.mf-btn--sm{min-height:44px;padding:0 18px;font-size:15px}
.mf-btn[disabled],.mf-btn[aria-disabled=true]{background:var(--mf-graphite);border-color:var(--mf-graphite);color:var(--mf-sage);cursor:not-allowed;transform:none}
.mf-btn[disabled]::after,.mf-btn[aria-disabled=true]::after{display:none}

.btn{position:relative;display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 24px;border:1.5px solid var(--mf-navy,#24204A);border-radius:var(--mf-radius-pill,999px);background:var(--mf-navy,#24204A);color:var(--mf-light-paper,#FFFFFF);font-family:var(--mf-sans);font-size:16px;font-weight:700;line-height:1.1;text-align:center;text-decoration:none;cursor:pointer;transition:transform var(--mf-fast) var(--mf-ease)}
.btn::after{content:"";position:absolute;inset:-1.5px;border-radius:inherit;box-shadow:var(--mf-shadow);pointer-events:none;transition:transform var(--mf-fast) var(--mf-ease)}
.btn:hover{transform:translate(-2px,-2px)}.btn:hover::after{transform:translate(2px,2px)}
.btn:active{transform:translate(3px,3px)}.btn:active::after{transform:translate(-3px,-3px)}
.btn.ghost{background:transparent;border-color:var(--mf-head);color:var(--mf-head)}.btn.ghost::after{display:none}.btn.ghost:hover{background:var(--mf-surface)}
.btn[disabled]{background:var(--mf-raised);border-color:var(--mf-raised);color:var(--mf-text);cursor:not-allowed;transform:none}.btn[disabled]::after{display:none}
.linkbtn{min-height:44px;padding:8px 6px;border:0;background:none;color:var(--mf-link);font-family:var(--mf-sans);font-size:14px;font-weight:600;cursor:pointer}.linkbtn[disabled]{color:var(--mf-muted);cursor:default}

.mf-card{position:relative;background:var(--mf-surface);border:1.5px solid var(--mf-line);border-radius:var(--mf-radius);padding:24px;color:var(--mf-text);box-shadow:var(--mf-shadow)}
.mf-card--link{display:block;text-decoration:none;transition:transform var(--mf-ui) var(--mf-ease)}
.mf-card--link::after{content:"";position:absolute;inset:-1.5px;border-radius:inherit;box-shadow:none;opacity:0;pointer-events:none;transition:opacity var(--mf-ui) var(--mf-ease)}
.mf-card--link:hover{transform:translateY(-3px)}
.mf-card--link:hover::after{opacity:1}
.mf-card--stop .mf-kicker{color:var(--mf-red)}
.mf-card--stop{border-color:rgb(var(--mf-red-rgb) / .35)}

.card{margin:10px 0;padding:16px 18px;border:1.5px solid var(--mf-line);border-radius:var(--mf-radius);background:var(--mf-surface);color:var(--mf-text);box-shadow:var(--mf-shadow)}
.card .top{display:flex;gap:10px;align-items:baseline;justify-content:space-between}
.card .name{color:var(--mf-head);font-size:17px;font-weight:700}.card .rank{margin-right:8px;color:var(--mf-muted);font-weight:700;font-variant-numeric:tabular-nums}

.mf-chip,.pill{display:inline-flex;align-items:center;gap:6px;min-height:28px;padding:0 11px;border-radius:var(--mf-radius-pill,999px);border:1.5px solid var(--mf-graphite);background:var(--mf-charcoal);color:var(--mf-sage);font-family:var(--mf-sans);font-size:13px;font-weight:700;line-height:1;white-space:nowrap}
.mf-chip--up,.mf-chip--long{background:var(--mf-green-tint);border-color:var(--mf-green-tint);color:var(--mf-green)}
.mf-chip--down,.mf-chip--short{background:var(--mf-red-tint);border-color:var(--mf-red-tint);color:var(--mf-red)}
.mf-chip--open{background:var(--mf-cream);border-color:var(--mf-cream);color:var(--mf-ink)}
.mf-chip--series{background:transparent;border-color:var(--mf-green);color:var(--mf-cream)}
.mf-chip--series::before{content:"";width:8px;height:8px;border-radius:999px;background:var(--mf-green)}
.mf-chip--up::before{content:"\25B2";font-size:.85em}
.mf-chip--down::before{content:"\25BC";font-size:.85em}

.promises{display:flex;gap:8px;flex-wrap:wrap;margin:16px 0;padding:0;list-style:none}
.promises li{display:inline-flex;align-items:center;min-height:30px;padding:0 12px;border:1.5px solid var(--mf-line);border-radius:var(--mf-radius-pill,999px);background:var(--mf-surface);color:var(--mf-text);font-size:13.5px;font-weight:700}
.badge{display:inline-flex;align-items:center;min-height:24px;padding:0 10px;border:1.5px solid var(--mf-raised);border-radius:var(--mf-radius-pill,999px);background:var(--mf-raised);color:var(--mf-head);font-size:12.5px;font-weight:700;line-height:1;white-space:nowrap}
.b-likely{background:var(--mf-green-tint);border-color:rgb(var(--mf-green-rgb) / .45);color:var(--mf-up)}
.b-unlikely,.b-not_fit{background:transparent;border-color:var(--mf-line-strong);color:var(--mf-text)}
.typ{display:inline-block;margin-left:6px;padding:2px 8px;border-radius:var(--mf-radius-pill,999px);background:var(--mf-raised);color:var(--mf-text);font-size:11.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;vertical-align:middle}
.lender-pill{font-weight:600}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:6px 0 4px}
.chip{min-height:44px;padding:10px 16px;border:1.5px solid var(--mf-line-strong);border-radius:var(--mf-radius-pill,999px);background:transparent;color:var(--mf-head);font-family:var(--mf-sans);font-size:15px;font-weight:600;line-height:1.25;text-align:left;cursor:pointer}
.chip:hover{border-color:var(--mf-head)}
.chip.on,.chip[aria-pressed=true]{background:var(--mf-green);border-color:var(--mf-green);color:var(--mf-ink)}
.chip-l{display:inline-flex;align-items:center;gap:10px;min-height:44px;padding:8px 16px;border:1.5px solid var(--mf-line-strong);border-radius:var(--mf-radius-pill,999px);color:var(--mf-head);cursor:pointer}
.chip-l input{flex:none;width:20px;height:20px;margin:0;accent-color:var(--mf-green)}
.chip-l:has(input:checked){border-color:var(--mf-green);background:var(--mf-green-tint)}

.site-head{background:var(--mf-paper-cream,#FFF8EE);color:var(--mf-navy,#24204A);font-family:var(--mf-sans,Nunito,system-ui,sans-serif);position:relative;z-index:30;border-bottom:2px solid var(--mf-navy,#24204A)}
.site-mast,.site-head-inner{max-width:72rem;margin:0 auto;padding:12px 16px;display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:64px}
.site-nav-bar{background:var(--mf-navy,#24204A)}
.site-logo{display:inline-flex;align-items:center;gap:.32em;min-height:44px;color:var(--mf-navy,#24204A);text-decoration:none;font-weight:800;font-size:28px;letter-spacing:-.03em;line-height:1}
.site-logo b{display:inline-block;color:var(--mf-tomato,#FF5A36);background:var(--mf-navy,#24204A);padding:0 .16em;border-radius:8px;line-height:1.15}
.site-logo-dot{display:inline-flex;align-items:center;color:var(--mf-logo-green,#2FA36B)}
.site-head .site-logo-dot{width:20px;height:21px;overflow:hidden;contain:paint}
.site-logo-dot svg{display:block;width:20px;height:21px}
.site-head .mf-mark{overflow:hidden}
.site-nav{display:flex;align-items:center;justify-content:flex-start;gap:2px;row-gap:0;flex-wrap:wrap;max-width:72rem;margin:0 auto;padding:6px 16px}
.site-nav>a:not(.site-btn),.site-nav summary{display:inline-flex;align-items:center;min-height:44px;padding:0 9px;color:#FFFFFF;font-size:14px;font-weight:800;text-decoration:none;text-underline-offset:8px;text-decoration-thickness:2px;border-radius:8px;cursor:pointer;list-style:none;white-space:nowrap}
.site-nav summary::-webkit-details-marker{display:none}
.site-nav summary::after{content:"";display:inline-block;width:6px;height:6px;margin-left:6px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:translateY(-2px) rotate(45deg)}
.site-nav>a:not(.site-btn):hover,.site-nav summary:hover{color:#FFFFFF;text-decoration-line:underline;text-decoration-color:var(--mf-yellow,#FFB703)}
.site-nav>a:focus-visible,.site-nav summary:focus-visible,.site-btn:focus-visible,.nav-toggle:focus-visible,.site-dd-panel a:focus-visible,.site-menu-group>a:focus-visible,.site-logo:focus-visible{outline:3px solid var(--mf-cream,#C9F7DF);outline-offset:2px}
.site-nav>a:not(.site-btn)[aria-current=page],.site-nav summary[aria-current=page]{color:#FFFFFF;text-decoration-line:underline;text-decoration-color:var(--mf-yellow,#FFB703)}
.site-dd{position:relative;margin:0}
.site-dd-panel{position:absolute;right:0;top:48px;min-width:250px;background:var(--mf-charcoal,#3E3B60);border:1.5px solid var(--mf-graphite,#545172);border-radius:14px;padding:6px;display:flex;flex-direction:column;z-index:40}
.site-dd-panel a{display:flex;align-items:center;min-height:44px;padding:0 12px;border-radius:10px;color:var(--mf-cream,#C9F7DF);font-size:14px;font-weight:600;text-decoration:none}
.site-dd-panel a:hover{background:var(--mf-graphite,#545172)}
.site-dd-panel a[aria-current=page]{color:#7DDE9A}
.site-btn,.site-menu-actions .site-btn{position:relative;display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 18px;margin-left:8px;border-radius:var(--mf-radius-pill,999px);background:var(--mf-yellow,#FFB703);color:var(--mf-navy,#24204A);font-weight:800;font-size:15px;text-decoration:none;border:2px solid var(--mf-navy,#24204A);white-space:nowrap;box-shadow:3px 3px 0 var(--mf-navy,#24204A)}
.site-btn::after{content:"";position:absolute;inset:-1.5px;border-radius:inherit;box-shadow:var(--mf-shadow,4px 4px 0 #24204A);pointer-events:none;transition:transform var(--mf-fast,150ms) var(--mf-ease,cubic-bezier(.2,.7,.2,1))}
.site-btn:hover{transform:translate(-1px,-1px)}
.site-btn:hover::after{transform:translate(1px,1px)}
.site-btn:active{transform:translate(2px,2px)}
.site-btn:active::after{transform:translate(-2px,-2px)}
.site-btn.ghost{background:transparent;color:var(--mf-cream,#C9F7DF);border-color:var(--mf-cream,#C9F7DF)}
.site-btn.ghost::after{display:none}
.nav-toggle{display:none;align-items:center;gap:8px;min-height:44px;min-width:44px;padding:0 14px;border:1.5px solid var(--mf-graphite,#545172);border-radius:var(--mf-radius-pill,999px);background:transparent;color:var(--mf-cream,#C9F7DF);font:inherit;font-size:14px;font-weight:700;cursor:pointer}
.nav-toggle[aria-expanded=true]{background:var(--mf-cream,#C9F7DF);color:var(--mf-ink,#24204A);border-color:var(--mf-cream,#C9F7DF)}
.nav-toggle-bars{position:relative;width:18px;height:2px;background:currentColor;border-radius:2px;display:inline-block}
.nav-toggle-bars::before,.nav-toggle-bars::after{content:"";position:absolute;left:0;width:18px;height:2px;background:currentColor;border-radius:2px}
.nav-toggle-bars::before{top:-6px}.nav-toggle-bars::after{top:6px}
.site-back{display:inline-flex;align-items:center;gap:8px;min-height:44px;padding:0 16px 0 14px;border:1.5px solid var(--mf-graphite,#545172);border-radius:var(--mf-radius-pill,999px);color:var(--mf-cream,#C9F7DF);font-size:14px;font-weight:700;text-decoration:none;white-space:nowrap}
.site-back::before{content:"";display:inline-block;width:6px;height:6px;border-left:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg)}
.site-back:hover{border-color:var(--mf-cream,#C9F7DF)}
.site-back:focus-visible{outline:3px solid var(--mf-cream,#C9F7DF);outline-offset:2px}
.site-menu{border-top:1px solid var(--mf-graphite,#545172);background:var(--mf-ink,#24204A)}
.site-menu[hidden]{display:none}
.site-menu-inner{max-width:72rem;margin:0 auto;padding:8px 16px 16px;display:grid;grid-template-columns:1fr;gap:4px}
.site-menu-group{padding:8px 0;border-bottom:1px solid var(--mf-graphite,#545172)}
.site-menu-group:last-child{border-bottom:0}
.site-menu-title{font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--mf-navy,#24204A);padding:8px 0 4px}
.article blockquote{background:var(--mf-paper-cream,#FFF8EE);border-left:4px solid var(--mf-tomato,#FF5A36);border-radius:12px;padding:12px 16px}
.site-foot{background:var(--mf-paper-cream,#FFF8EE);color:var(--mf-navy,#24204A);border-top:2px solid var(--mf-navy,#24204A);padding:28px 16px 48px;font-size:16px;line-height:1.6}
.site-foot p{max-width:72rem;margin:0 auto 10px}
.site-foot .small{font-size:16px}
.site-foot a,.site-foot a:visited,.site-foot a:hover{color:var(--mf-navy,#24204A)}
.site-search{display:flex;align-items:center;flex:0 1 14rem}
.site-search input{width:100%;min-height:44px;border:1.5px solid var(--mf-navy,#24204A);border-radius:999px;padding:0 12px 0 36px;background-color:var(--mf-light-paper,#FFFFFF);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%2324204A' stroke-width='2.4' stroke-linecap='round'%3E%3Ccircle cx='11' cy='11' r='6.5'/%3E%3Cpath d='M16 16l5 5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:12px 50%;background-size:16px;color:var(--mf-navy,#24204A);font:inherit}
.site-search input::placeholder{color:var(--mf-navy,#24204A);opacity:.6}
.crumb{margin:12px 0;font-size:14px}
.crumb ol{display:flex;flex-wrap:wrap;gap:6px;list-style:none;margin:0;padding:0}
.crumb li+li::before{content:"/";margin-right:6px}
.crumb a,.crumb a:visited,.crumb a:hover{color:var(--mf-navy,#24204A)}
.site-menu-group>a{display:flex;align-items:center;min-height:44px;color:var(--mf-cream,#C9F7DF);font-size:16px;text-decoration:none;border-radius:8px;padding:0 4px}
.site-menu-group>a:hover{background:var(--mf-charcoal,#3E3B60)}
.site-menu-actions{display:flex;gap:12px;flex-wrap:wrap;padding-top:12px}
.site-menu-actions .site-btn{flex:1 1 140px;margin-left:0}
.site-apply{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 16px;margin-left:8px;border-radius:999px;background:#FFB703;color:#24204A;font-weight:800;font-size:15px;text-decoration:none;border:2px solid #24204A;white-space:nowrap}
.apply-sticky{display:none}
@media (max-width:720px){
  .site-nav{display:none}
  .nav-toggle{display:inline-flex}
  .site-search{flex:1 1 0;min-width:0}
  .site-search input{min-width:0}
  .apply-sticky{display:flex;position:fixed;z-index:40;left:12px;right:12px;bottom:12px;min-height:48px;align-items:center;justify-content:center;border-radius:999px;background:#FFB703;color:#24204A;font-weight:800;font-size:16px;text-decoration:none;border:2px solid #24204A}
  body{padding-bottom:76px}
  body.is-article .site-apply,body.is-article .apply-sticky{display:none}
  body.is-article{padding-bottom:0}
  body.is-article:has(.oscar-bubble:not([hidden])){padding-bottom:calc(160px + env(safe-area-inset-bottom, 0px))}
  .site-head .mf-alive.is-on *{animation:none!important}
  html,body{overflow-x:clip}
}
@media (max-width:360px){
  .site-search input{padding-left:12px;background-image:none}
}
@media (min-width:721px){
  .site-menu{display:none}
}

@media (prefers-reduced-motion:reduce){
  .mf-btn:hover,.mf-btn:active,.mf-btn:hover::after,.mf-btn:active::after,.mf-card--link:hover,.btn:hover,.btn:active,.btn:hover::after,.btn:active::after,.site-btn:hover,.site-btn:active,.site-btn:hover::after,.site-btn:active::after{transform:none}
  .mf-btn,.mf-btn::after,.btn,.btn::after,.site-btn,.site-btn::after,.mf-card--link,.mf-card--link::after{transition:none}
}
@media print{
  .mf-btn::after,.btn::after,.site-btn::after,.mf-card--link::after{display:none}
}

.oscar-card{display:grid;grid-template-columns:96px minmax(0,1fr);column-gap:14px;row-gap:8px;align-items:start;margin:18px 0;padding:16px;border:2px solid #24204A;border-radius:20px;background:#FFF8EE;color:#24204A;box-shadow:5px 5px 0 #24204A}
.oscar-card[data-oscar-where="end"]{scroll-margin-bottom:calc(160px + env(safe-area-inset-bottom, 0px))}
.oscar-frame{grid-column:1;grid-row:1;width:96px;height:96px;box-sizing:border-box;padding:10px;background:#FFF8EE;border:2px solid #24204A;border-radius:18px;box-shadow:3px 3px 0 #24204A}
.oscar-frame img{width:100%;height:100%;display:block;object-fit:contain}
.oscar-card-copy{grid-column:2;grid-row:1;min-width:0}
.oscar-card-cta.mf-btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;max-width:100%;height:auto;padding:8px 16px;border-radius:999px;border:2px solid #24204A;background:#FFB703;color:#24204A;font-family:Nunito,var(--mf-sans),sans-serif;font-weight:800;line-height:1.2;text-align:center;white-space:normal;text-decoration:none}
.oscar-card-cta.mf-btn::after{box-shadow:5px 5px 0 #24204A}
.oscar-card p{margin:6px 0 0;font-family:Nunito,var(--mf-sans),sans-serif;font-size:15px;line-height:1.45}
.oscar-guarantee{margin:8px 0 0;font-family:Nunito,var(--mf-sans),sans-serif;font-size:15px;line-height:1.45;color:#545172}
.oscar-card .oscar-fine{font-family:Nunito,var(--mf-sans),sans-serif;font-size:13px;line-height:1.45;color:#545172}
.oscar-bubble{display:none}
@media (max-width:720px){
  .oscar-bubble:not([hidden]){display:flex;position:fixed;z-index:45;right:16px;bottom:calc(16px + env(safe-area-inset-bottom, 0px));align-items:center;gap:8px;max-width:min(320px,calc(100vw - 32px));min-height:56px;padding:6px 6px 6px 8px;border:2px solid #24204A;border-radius:999px;background:#FFB703;color:#24204A;box-shadow:5px 5px 0 #24204A}
  .oscar-bubble a{display:flex;flex:1 1 auto;align-items:center;gap:8px;min-width:44px;min-height:44px;color:#24204A;font-family:Nunito,var(--mf-sans),sans-serif;font-weight:800;font-size:14px;line-height:1.2;text-decoration:none}
  .oscar-bubble img{width:44px;height:44px;flex:none;box-sizing:border-box;padding:4px;object-fit:contain;background:#FFF8EE;border:2px solid #24204A;border-radius:12px;box-shadow:3px 3px 0 #24204A}
  .oscar-bubble-x{flex:none;min-width:44px;min-height:44px;border:0;border-radius:999px;background:transparent;color:#24204A;font-size:22px;line-height:1;cursor:pointer}
  .oscar-bubble a:focus-visible,.oscar-bubble-x:focus-visible,.oscar-card-cta:focus-visible{outline:3px solid #24204A;outline-offset:3px}
}
@media (prefers-reduced-motion:no-preference){
  .oscar-frame img,.oscar-bubble img{animation:oscar-blink 5s linear 2}
}
@media (prefers-reduced-motion:reduce){
  .oscar-frame img,.oscar-bubble img{animation:none}
}
@keyframes oscar-blink{0%,92%,100%{opacity:1}96%{opacity:.15}}