Last reviewed: October 2, 2026
Disclaimer: This review summarizes publicly available information, including customer reviews, forum posts such as Reddit, BBB and Trustpilot listings, court records, regulator actions, and news reports. It is not the opinion of MCAFax. MCAFax cannot confirm or deny any allegations, complaints, or claims described here. Information may be outdated or incomplete. MCAFax is not affiliated with this lender. This is not legal or financial advice. Lenders who believe something is inaccurate can contact info@mcafax.com for review.
Summary verdict
Kalamata Capital Group provides merchant cash advances. It says approvals of up to $750,000 can come in as little as 3 hours, and it lists offices in Bethesda, Maryland; Pearl River, New York; and Miami (Kalamata). Its website says it is not currently accepting new broker relationships (Kalamata). BBB lists Kalamata Capital, LLC at the same Bethesda address as accredited with an A+ and no complaints (BBB).
Paper Grade: TBD
Kalamata does not publish a minimum credit score, time in business or revenue (Kalamata). Without published minimums, we have not assigned a grade. Paper grade describes the borrower profile this lender targets, not the lender's quality.
Research-Based Reputation Score: 7.5 / 10 (reputation rank: tied #16 of 72 lenders scored, as of October 2, 2026)
How we got there: start at 5.0, then +1 for BBB accreditation (since September 3, 2015) with an A+ rating (BBB), +0.5 because BBB lists the business as started in June 2018 (8 years) (BBB), and +1 because our searches of regulator sites and news coverage turned up no regulator orders or court judgments against it; the searches showed only routine collection cases, which we do not score. There are no complaint deductions: BBB shows 0 complaints and no customer reviews (BBB). Note that BBB's accreditation date is earlier than its listed start date; we report both as shown. With little review data, treat this score as lower-confidence.
About the Paper Grade: it reflects only the borrower profile and deal type the lender targets (stated credit, time-in-business and revenue minimums, and product type). It is not a judgment of the lender's quality. A = strong credit (about 625–650+), established businesses, APR-priced loans or lines. B = fair credit (about 600+), short-term or factor-rate products. C = credit about 500–599, younger businesses, MCA or revenue-based, or sales-based platform financing with no credit check. D = minimal credit requirements, very new businesses, stacked positions or high-risk industries. Lawsuits and regulator actions never change the Paper Grade.
About the Research-Based Reputation Score (1–10, half-points): it summarizes public signals and is not the opinion of MCAFax. Every lender starts at 5.0. Points are added for BBB accreditation and an A+ rating, years in business, strong Trustpilot ratings, and a clean record (no regulator orders or court judgments in which the lender itself is a named party). Points are subtracted for a BBB rating of C− or lower (−1), a BBB customer-review average below 2.5/5 (−0.5), recurring complaint themes (−0.5 to −1), and a pending class action (−0.5). Government actions are scored only when the lender itself is a named party: −1 for a settled action not about borrowers, −2 for a regulator consent order with a penalty and no admission, −3 for active enforcement or a final order about borrower treatment, and −5 for an industry ban or court finding of liability. The lowest score, 1.0, is reserved for lenders under an industry ban or a final fraud judgment. Ratings we could not read score zero, and routine collection suits are not scored. Every point applied to this lender is listed above. Ranks are as of the date shown; MCAFax cannot confirm or deny any allegation counted here.
At a glance
| Item | Details |
|---|---|
| Product | Merchant cash advance; approvals up to $750,000 (Kalamata) |
| Locations | Bethesda, MD; Pearl River, NY; Miami, FL (Kalamata) |
| Minimums | Not published |
| BBB | Kalamata Capital, LLC: A+, accredited since 9/3/2015; 0 complaints (BBB) |
What borrowers and reviewers report
Positive themes: BBB shows no complaints (BBB).
Negative themes: we found no independent customer reviews we could read.
Who it may suit, and who may want to skip it
May suit: established businesses that want a large MCA approval quickly. May want to skip: businesses that want published rates and minimums before applying.
What to do next
Been contacted by Kalamata Capital Group? Report the phone number or email that reached you, and sign up to block unwanted funding calls. → Report a number or email (https://mcafax.com/report?lender=kalamata-capital-group)
Looking for funding? Tell us what you need, and we'll help you compare Kalamata Capital Group with other funders that fit. → Apply through MCAFax (https://mcafax.com/apply?lender=kalamata-capital-group)
Sources (accessed October 2, 2026)
Kalamata Capital Group homepage: kalamatacapitalgroup.com
Kalamata About page: kalamatacapitalgroup.com
BBB profile, Kalamata Capital, LLC: https://www.bbb.org/us/md/bethesda/profile/no-license-required-financial-consultants/kalamata-capital-llc-0241-236004741
Disclaimer: This review summarizes publicly available information, including customer reviews, forum posts such as Reddit, BBB and Trustpilot listings, court records, regulator actions, and news reports. It is not the opinion of MCAFax. MCAFax cannot confirm or deny any allegations, complaints, or claims described here. Information may be outdated or incomplete. MCAFax is not affiliated with this lender. This is not legal or financial advice. Lenders who believe something is inaccurate can contact info@mcafax.com for review.