Terms of Service
Agreement
These terms cover your use of mcafax.com, including the funding estimate, a funding application, the public guides, and the member tools. By using the site you agree to them. If you do not agree, do not use the site.
What MCAFax is
MCAFax is not a lender, not a broker, and not a law firm. Nothing on the site is legal, tax, or financial advice, and nothing here creates a client relationship. An estimate is not an offer, a quote, or an approval. No lender has reviewed it. Only a lender can make an offer, after its own review. MCAFax does not promise that you will be approved or funded.
Funding applications
If you send an application, you agree that the answers and contact details are yours to give and that they are accurate. You do not have to give a phone number. MCAFax reviews the application. MCAFax does not send it to a lender unless you later give separate written permission that names that lender.
MCAFax may earn a referral fee if, with your written permission, we introduce you to a lender you name. We never sell your information, and we never share your phone number or email with lenders or brokers.
How we collect, keep, and delete application data is in the Privacy Policy at /privacy, including the Funding applications and How we protect your info sections.
The rest of the site
Broker listings, reviews, letters, and call logs are tools for business owners. They are not a finding that someone broke the law. You are responsible for what you submit and for any letter you approve. Do not send a letter, a report, or an application that states something you know is false.
Acceptable use
Do not misuse the site. That includes trying to break it, scraping it in a way that degrades it, submitting someone else's personal information without a right to do so, or using it to harass a person. We may suspend access that misuses the service.
Disclaimer of warranties
The site is provided "as is" and "as available." To the fullest extent the law allows, MCAFax disclaims warranties of merchantability, fitness for a particular purpose, and non-infringement, and any warranty that the site will be uninterrupted, error-free, or fit for a funding decision. Estimates can be wrong. Programs, rules, and lender standards change.
Limitation of liability
To the fullest extent the law allows, MCAFax and its operators are not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost data, or a funding decision, arising out of your use of the site or an application you send. If a claim is not excluded, MCAFax's total liability for the claim is limited to one hundred US dollars. Some states do not allow these limits. In those states the limits apply only as far as the law allows.
Changes
We may update these terms. The new date at the top of this page is the notice. If you keep using the site after that date, the updated terms apply.
Contact
Questions about these terms: info@mcafax.com