Guides
The pages that do not go stale. Reported once, kept current, and written for the owner who has an unsigned term sheet on the desk or a phone that will not stop. Every one carries its sources and the date it was last checked.
Business Funding
Grants, SBA loans, MCAs, and everything in between — what each one really costs and who actually qualifies.
The advance agreement, clause by clause
A composite merchant cash advance contract, marked up the way a former broker reads one: what each clause is for, which ones are negotiable, and which one quietly cancels…
The debit is about to bounce. Now what?
What actually happens when a daily payment fails, how to invoke a reconciliation clause, how to tell a workout from a trap, and why the "MCA debt relief" ad found you so fast.
The grant that costs $499
Real grants exist, and none of them ask you to pay to receive one. Here is how the fee scam works, who it targets, and where the real money actually lives.
Brokers & Harassment
How the calls work, written by someone who used to make them — and how to make them stop.
Why forty brokers have your cell number
You took one advance and the phone has not stopped since. That is not a coincidence, and it is not a leak. It is a public filing, and you can go look at your own.
The pitch call, line by line
The script has about nine beats and it barely changes between shops. Here is each one, what it is for, and the sentence that ends it.
The states that make them show you the cost
A growing group of states now requires standardised, written disclosures before a commercial financing deal closes — some of them including an APR. Most owners have never been…
Where to actually file a complaint
Knowing your rights does nothing on its own. This is the map: which agency wants which problem, what each one can realistically do, and what to have in front of you before you…
For your own marketing
A content system for owners who write from their own stories. The skill behind it is new and has no results data yet.
Getting the calls? Shut it down.
Check a broker, then use the finance skill in your own AI. MCAFax has no user accounts and no sign-up.
Open the finance skill