Tools & Templates
Most funding decisions get made in an afternoon, under pressure, with a broker on hold. These are the things worth having open while that happens — and the paperwork worth having on file afterwards. Free, nothing to sign up for, nothing leaves your browser.
Run the numbers
Because nobody is going to hand you an APR.
The paperwork
Fill in the brackets, keep a copy, note the date you sent it.
The call and text log
The single highest-value thing you can do on the first unwanted call is write it down the same way every time. Here is the format, and a spreadsheet you can download.
Cease and desist letter
A written, dated instruction to stop contacting you — across every channel, including the affiliates and the "different" company that calls next week.
ACH authorization revocation letter
How to withdraw the authorization that lets a funder pull from your account — what it does, what it does not do, and the letter your bank actually needs.
Payoff and balance request letter
You are entitled to know what you owe. Getting a written payoff figure is also the fastest way to find out whether the numbers you have been told add up.
Demand letter
When the calls did not stop after the cease and desist, or money was taken that should not have been. The step before anyone talks about filing anything.
The reporting is open. The network isn't — yet.
MCAFax is being built to do the thing you can't do from inside the room: make the phone stop. Members will check any broker against a shared, member-built database and send cease & desist letters from their own Gmail, with delivery proof on every one. Some laws, like the TCPA, put statutory damages on illegal calls — whether they apply to yours depends on your situation, and business lines get less protection than home ones. We're not a law firm. Sign-ups aren't open yet; the newsroom is, and it's free to read.