WSJ Prime7.00%▲ 25 bpsSOFR3.88%▲ 26 bpsFed Funds Target4.00%▲ 25 bps10-Yr Treasury5.19%▲ 22 bpsDiesel, retail$6.179▲ 21¢Bank C&I Lending$2,959B▲ 0.82%WSJ Prime7.00%▲ 25 bpsSOFR3.88%▲ 26 bpsFed Funds Target4.00%▲ 25 bps10-Yr Treasury5.19%▲ 22 bpsDiesel, retail$6.179▲ 21¢Bank C&I Lending$2,959B▲ 0.82%
Business Funding

Lender Reviews

Independent reviews of business lenders and funders: requirements, costs, reputation, and borrower-reported issues.

Lender reviews from the Notebook

91 reviews, oldest first. Every review links to our own application, never to the lender.

Merchant Cash Advances

Libertas Funding Review (2026): Revenue-Based Financing From $100K to $10M

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Uplyft Capital Review (2026): MCA Requirements, Ratings and Complaints

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Merchant Growth Review (2026): Canadian Term Financing up to $1M, BBB A+

Merchant Cash Advances · Oct 2
Merchant Cash Advances

OnDeck Review (2026): Requirements, Costs, and What Borrowers Report

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Fora Financial Review (2026): 570 Credit Minimum, Factor Rates, and Reported Issues

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Forward Financing Review (2026): Revenue-Based Financing, 500 Credit Minimum, and Reported Issues

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Mulligan Funding Review (2026): Business Loan Requirements and Record

Merchant Cash Advances · Oct 2
Merchant Cash Advances

The LCF Group Review (2026): MCA Requirements and the NY AG Rapid Ruling Petition

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Unique Funding Solutions Review (2026): MCA for Bad Credit and Newer Businesses

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Legend Advance Funding Review (2026): MCA Guidelines, Consolidation, BBB Data

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Smart Business Funder Review (2026): 500 Credit MCA, Factor Rates, Stacking

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Breakout Capital Review (2026): Term Loans from $25K, 600 FICO, BBB A+

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Elevate Funding Review (2026): Revenue-Based Finance (MCA), Fees and Ratings

Merchant Cash Advances · Oct 2
Merchant Cash Advances

United Capital Source Review (2026): Business Loan Broker, BBB A+ Accredited

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Triton Capital Review (2026): Equipment Loans from 5.99%, 575 Credit, BBB A+

Merchant Cash Advances · Oct 2
Merchant Cash Advances

National Funding Review (2026): Requirements, Factor Rates, and Reported Complaints

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Credibly Review (2026): Merchant Cash Advance Requirements, Fees, and Reported Issues

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Rapid Finance Review (2026): Requirements, Products, and Reported Issues

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Fundbox Review (2026): Line of Credit Requirements, APRs, and Reported Issues

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Everest Business Funding Review (2026): Revenue-Based Financing, Requirements, and Reported Issues

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Greenbox Capital Review (2026): Requirements, Fees, Second-Position Funding, and Reported Issues

Merchant Cash Advances · Oct 2
Merchant Cash Advances

IOU Financial Review (2026): Term Loan Requirements, Rates, and Record

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Idea Financial Review (2026): Line of Credit Requirements and Reported Issues

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Backd Review (2026): Line of Credit, Term Loan and MCA Requirements

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Velocity Capital Group Review (2026): Revenue-Based Financing Requirements

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Kalamata Capital Group Review (2026): MCA Approvals up to $750K, BBB Data

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Lighter Capital Review (2026): Revenue-Based Financing for SaaS Startups

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Cardiff Review (2026): Working Capital up to $250K, 500 Credit, BBB Data

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Gibraltar Business Capital Review (2026): Asset-Based Lending up to $100MM

Merchant Cash Advances · Oct 2
Merchant Cash Advances

ELease Review (2026): Equipment Leasing and Financing Since 1995

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Headway Capital Review (2026): Line of Credit Requirements, APRs, and Draw Fees

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Expansion Capital Group Review (2026): Requirements, Products and BBB Record

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Pearl Capital Review (2026): MCA Funding Through Brokers, BBB Record

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Mantis Funding Review (2026): Revenue-Based Financing and BBB Record

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Lendistry Review (2026): Term Loans from 11.99%, SBA 7(a), Pending Privacy Class Action

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Vox Funding Review (2026): Revenue Advance Requirements, BBB Reviews

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Newtek Review (2026): Newtek Bank Business Loans from $5K to $15M, BBB Complaints

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Torro Review (2026): Startup and Business Capital, BBB Fee Complaints

Merchant Cash Advances · Oct 2
Merchant Cash Advances

SmartBiz Bank Review (2026): SBA 7(a) Loans, 660+ Credit, 3+ Years

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Credit Key Review (2026): B2B Buy Now, Pay Later at Checkout, BBB Data

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Bluevine Review (2026): Line of Credit Requirements and What Customers Report

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Byzfunder Review (2026): Requirements, Data-Breach Class Action, and Record

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Lendio Review (2026): How the Marketplace Works and Reported Issues

Merchant Cash Advances · Oct 2
Merchant Cash Advances

CFG Merchant Solutions Review (2026): Revenue-Based Financing, BBB Complaints

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Splash Advance Review (2026): High-Risk Working Capital up to $1M, BBB Data

Merchant Cash Advances · Oct 2
Merchant Cash Advances

CAN Capital Review (2026): Working Capital Loan Requirements and Record

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Fundomate Review (2026): Working Capital up to $500K, BBB and Court Record

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Fenix Capital Funding Review (2026): MCA Process, Terms Example, BBB Reviews

Merchant Cash Advances · Oct 2
Merchant Cash Advances

IBusiness Funding Review (2026): SBA 7(a), USDA and Term Loans, BBB Data

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Small Business Funding Review (2026): Up to $500K Through a Lender Network, BBB F Rating

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Kapitus Review (2026): Term Loans, MCAs, Requirements, and BBB Record

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Bitty Advance Review (2026): Requirements, Fees and Reported Complaints

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Shore Funding Solutions Review (2026): Funding Broker, BBB A+, Complaints and a 2018 California Penalty

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Capchase Review (2026): Vendor Financing for B2B Tech Purchases, BBB F

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Pipe Review (2026): Embedded Revenue-Based Capital and a 2024 SEC Order

Merchant Cash Advances · Oct 2
Merchant Cash Advances

YouLend Review (2026): Embedded Financing, 2026 Data Breach, BBB D Rating

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Balboa Capital Review (2026): Now Ameris Bank Equipment Finance, BBB Data and a 2017 California Order

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Biz2Credit Review (2026): Term Loan Requirements and the FTC PPP Settlement

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Itria Ventures Review (2026): Biz2Credit Affiliate and the FTC PPP Order

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Bankers Healthcare Group (BHG Financial) Review (2026): North Dakota Order, Loan Terms

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Kabbage Review (2026): What Happened to Kabbage, KServicing and the PPP Settlements

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Reliant Funding Review (2026): Requirements, California Consent Order, BBB C-

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Delta Bridge Funding (Cloudfund) Review (2026): NY AG Lawsuit Status

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Yellowstone Capital Review (2026): NY AG Settlement, MCA Ban and FTC Order

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Richmond Capital Group (RCG Advances) Review (2026): FTC Ban and NY Court Rulings

Merchant Cash Advances · Oct 2
Merchant Cash Advances

RAM Capital Funding Review (2026): FTC Industry Ban and NY Appellate Ruling

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Par Funding Review (2026): SEC Case, Receivership and Final Judgments

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Square Loans Review (2026): How Square Capital Financing Works and What to Watch

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Shopify Capital Review (2026): Invitation-Only Funding for Shopify Sellers

Merchant Cash Advances · Oct 2
Merchant Cash Advances

PayPal Working Capital Review (2026): Requirements, Fees, and Repayment

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Stripe Capital Review (2026): Loans and MCAs for Stripe Businesses

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Amazon Lending Review (2026): How Seller Financing Works Now

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Lendini Review (2026): Revenue-Based Financing, What We Could Verify

Merchant Cash Advances · Oct 2
Merchant Cash Advances

American Express Business Line of Credit Review (2026): Requirements and Fees

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Funding Circle US Review (2026): No Longer Operating in the United States

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Altbanq Review (2026): Term Loans from $100K to $10M, What We Could Verify

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Fox Business Funding (Fox Funding) Review (2026): Requirements

Merchant Cash Advances · Oct 2
Merchant Cash Advances

TVT Capital Review (2026): Bridge Loans and MCAs, What We Could Verify

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Wynwood Capital Group Review (2026): No-Credit-Check MCA, What We Could Verify

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Parafin Review (2026): Embedded Financing on DoorDash, Amazon and More

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Liberis Review (2026): Embedded Business Funding Through Partner Platforms

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Wayflyer Review (2026): Requirements for Revenue-Based Business Financing

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Toast Capital Review (2026): $1K–$300K Restaurant Loans Repaid From Card Sales

Merchant Cash Advances · Oct 2
Merchant Cash Advances

DoorDash Capital Review (2026): Sales-Based Financing for DoorDash Merchants via Parafin

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Clover Capital Review (2026): Invitation-Only Merchant Cash Advances for Clover Merchants

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Mr. Advance Review (2026): Merchant Cash Advances up to $1.5M, What We Could Verify

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Clearco Review (2026): Revenue-Based Funding for E-Commerce Brands

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Clarify Capital Review (2026): Business Loan Marketplace, 500 Credit Minimum

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Become Review (2026): Business Funding Marketplace with MatchScore

Merchant Cash Advances · Oct 2
Merchant Cash Advances

Resolve Review (2026): B2B Net Terms with Non-Recourse Advances

Merchant Cash Advances · Oct 2
Term Loans & Credit Lines

QuickBooks Capital Review (2026): Term Loans, Lines of Credit and Who Qualifies

Term Loans & Credit Lines · Oct 2

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