WSJ Prime7.00%▲ 25 bpsSOFR3.89%▲ 27 bpsFed Funds Target4.00%▲ 25 bps10-Yr Treasury5.21%▲ 25 bpsDiesel, retail$6.179▲ 21¢Bank C&I Lending$2,959B▲ 0.82%WSJ Prime7.00%▲ 25 bpsSOFR3.89%▲ 27 bpsFed Funds Target4.00%▲ 25 bps10-Yr Treasury5.21%▲ 25 bpsDiesel, retail$6.179▲ 21¢Bank C&I Lending$2,959B▲ 0.82%

Front Page › Business Funding › Grants

Small Business Grants in North Carolina: Official Programs

North Carolina small business grants from official state and city sources, checked October 14, 2026. Who qualifies and how to avoid grant scams.

Get my free estimate A free, anonymous estimate of what funding your business could likely get, cheapest options first. No credit check.

A brass desk stamp and a wax-sealed document sit beside white dogwood blossoms and a neat stack of gold coins.
Business Funding

Last verified: October 14, 2026.

North Carolina has $210,000 available this year for grants that reimburse costs of preparing a federal SBIR or STTR Phase I application, plus $1,920,000 in matching grants for Phase I winners. Applications run until June 30, 2027, or until funds run out.

The SBA says it does not provide grants to start or expand a business, so federal money rarely covers everyday costs. Look to state and city offices, research awards and a few private programs, and never pay to apply.

Grants are only one option. See every way to fund your business.

Want the national picture first? See the small business grants hub.

At a glance: sources in North Carolina

  • State agency: North Carolina Department of Commerce (official page).
  • Local offices covered: none could be confirmed today.
  • Programs below with details checked on their official pages today: 4.

State sources in North Carolina

Source Run by Status Official link
Grants and funding listings North Carolina Department of Commerce See official page https://www.commerce.nc.gov/grants-incentives

We did not confirm an open direct-to-business grant on these pages as of October 14, 2026. Check them for current programs.

City and county sources in North Carolina

No North Carolina city or county office website could be opened on October 14, 2026. Check your city's official website.

Programs open to North Carolina businesses, verified today

One North Carolina Small Business Program (NC Commerce)

  • Amount: $210,000 is available for Incentive grants and $1,920,000 for Matching grants in fiscal year 2027; individual award sizes are in the solicitation, so see official page.
  • Who qualifies: North Carolina small businesses preparing a federal Phase I SBIR/STTR application (Incentive) or that already won a federal Phase I SBIR/STTR award (Matching).
  • Deadline: applications are accepted until Wednesday, June 30, 2027, or until funds are exhausted.
  • Official page: https://www.commerce.nc.gov/grants-incentives/technology-funds/one-north-carolina-small-business-program

NIH Small Business Innovation Research (Parent SBIR)

  • Amount: NIH's seed fund page points to $1.4 billion in small business funding; award sizes vary, so see official page.
  • Who qualifies: only US small business concerns, as SBA defines them.
  • Deadline: Grants.gov lists a close date of Monday, April 5, 2027. NIH uses set receipt dates, so see official page for the next one.
  • Official page: https://www.grants.gov/search-results-detail/359671

Tory Burch Foundation Fellows Program

  • Amount: see official page. This is a fellowship with coaching and advisors.
  • Who qualifies: a woman age 21 or older who owns the largest stake in a for-profit US business that is at least 51% women-owned and earns at least $75,000 a year.
  • Deadline: applications close Tuesday, November 17, 2026.
  • Official page: https://www.toryburchfoundation.org/fellows/

NASE Growth Grants

Other federal options in North Carolina: search Grants.gov and SBIR.gov for research awards.

Free help and tips in North Carolina

Small Business Development Centers, Women's Business Centers and SCORE offer free or low-cost counseling. Find one near you with the SBA local assistance locator.

How to apply

Read the official rules, register where the funder requires, gather documents and submit early. For federal grants, Grants.gov says to allow up to 10 business days for SAM.gov registration. See the full how to apply for a small business grant guide.

Here's a hypothetical. Blue Ridge BioFilters (a made-up business) in Asheville just won a federal Phase I SBIR award. It applies for state matching funds early, before the year's money runs out.

Red flags: grant scams to avoid

  • Grants.gov says applying for a federal grant is completely free. A fee to get you a federal grant is a red flag.
  • The SBA says it only emails from addresses ending in @SBA.gov.
  • Be wary of anyone saying you won a grant you never applied for.
  • Report it to the FTC at https://reportfraud.ftc.gov/ and read the Grants.gov grant fraud page.

Next: other funding if no grant fits

If no grant fits, the full funding guide linked near the top of this page covers your other options. For other states, start from the small business grants hub.

Sources

All checked October 14, 2026.

Questions readers actually ask

Are there small business grants in North Carolina?

Yes, but most are targeted by location or industry. Check the state and city pages above.

Does North Carolina give grants to start a business?

Rarely for general startup costs. Check North Carolina Department of Commerce for current programs.

What North Carolina small business grants are open now?

Check the official pages above; we list only programs we could confirm today.

Are there North Carolina grants for women-owned businesses?

Some, mostly local or private. The Tory Burch Fellows Program above is open to women-owned US businesses that qualify.

Are there North Carolina grants for minority-owned businesses?

Some local and private programs exist. Ask your nearest Small Business Development Center.

Does Charlotte offer small business grants?

We could not confirm the Charlotte office's page today. Check the city's official website.

Who can help me apply for a grant in North Carolina for free?

SBA resource partners such as Small Business Development Centers. Use the SBA local assistance locator.

How do I report a grant scam in North Carolina?

Report it to the FTC at reportfraud.FTC.gov. You can also contact your state's consumer protection office.

More in Business Funding

All →

Small Business Grants in New York: Official Programs

Grants · Oct 14

Small Business Grants in Florida: Official Programs

Grants · Oct 14

Small Business Grants in Pennsylvania: Official Programs

Grants · Oct 14

Looking for financing? See what your business could likely get first.

Answer a few quick, anonymous tap questions and get a free estimate, with options ranked cheapest first. No credit check. If you apply, only MCAFax reviews it, and nothing goes to any lender without your separate written permission.

Get my free estimate

An estimate, not an offer or an approval. MCAFax is not a lender.