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Business Funding

Grants

Money you do not pay back — the programs that are real, and the ones that are a lead form.

All Funding Grants SBA & Government-Backed Merchant Cash Advances Term Loans & Credit Lines Equipment & Invoice Finance Credit & Qualifying
All Grant of the Week Grant Finder
An empty yellow hard hat rests upside down on a dusty workbench beside a hammer and rolled blueprints. Grants

Grants for construction contractors: what actually exists

SBA generally does not give grants to start or expand most businesses. Treat grant headlines as homework on applicant class, not cash in hand.

Nov 11 · Contractor Desk
 A rusted excavator bucket sits behind a padlocked chain across from a gleaming new chrome engine block. Grants

$180M for old diesel iron. Can a private contractor get any?

EPA's 2026 DERA round can help replace old diesel excavators and trucks, but a private contractor cannot apply on its own. Here is who can, what the fleet must meet, and the…

Nov 11 · Contractor Desk
 A brass scale tipped down by a toy excavator on one side, balancing against a single empty payroll envelope. Grants

Paid cash for the excavator? Now payroll is short

Having the cash to buy the excavator doesn't mean you should spend it. Compare liquidity with interest, and know what a cash-out refinance or sale-leaseback of a paid-off machine…

Nov 9 · Contractor Desk
 An hourglass and a stack of coins rest on the frozen steel drum of an asphalt roller parked in a snowy yard. Grants

Can your equipment payment skip winter? Run the math

Seasonal and skip-payment schedules let paving, landscaping and roofing contractors pay less in winter. Interest still runs in the off months, so size the schedule from 24 months…

Nov 9 · Contractor Desk
 A brass balance scale weighs a thick stack of cash against a car key tied to a heavy iron weight. Grants

0% Financing or the cash discount? Find the hidden rate

A dealer's 0% offer and its cash discount can't both be the best deal. Get both prices in writing, turn the gap into a rate, and compare it with what borrowing elsewhere would…

Nov 9 · Contractor Desk
 A single silver coin balances on the glass rim of an industrial machine gauge on a dusty yellow equipment dashboard. Grants

$1 Buyout or FMV lease? Your hour meter decides

A $1 buyout lease and a fair-market-value lease end in very different places. For a skid steer or loader that runs high hours, the hour meter and the return clause decide which…

Nov 9 · Contractor Desk
 A crisp wax-sealed envelope rests inside an open metal toolbox next to a worn yellow hardhat on a wooden workbench. Grants

Are there grants for construction contractors, and how do you apply?

Grants for construction contractors are rare and program-specific. Apply at the official source. MCAFax does not award grants. We can help package what to send.

Nov 9 · Contractor Desk
 A vintage metal microphone stands on a drafting table beside blueprints, calipers, and a stack of brass coins. Grants

Every Complete Entry Gets to Pitch for $5,000, Plus 20 Grants of $2,500 in Colorado

Every University of Iowa engineering student who submits complete materials by November 20 gets to pitch for a $5,000 first prize. Plus 20 grants of $2,500 in Southern Colorado, a…

Nov 4 · Grant Finder
 A smartphone on a tripod sits next to textbooks and a miniature brick storefront under scaffolding on a wooden desk. Grants

$10,000 For a 60-Second Dorm-Room Pitch, Plus Up to $150,000 to Fix Up a Chicago Business

Three college students will each get $10,000 for a 60-second phone video, no store or revenue needed, and entries close November 15. Plus up to $150,000 for Chicago building…

Nov 2 · Grant Finder
 Brass keys and a stack of coins sit on architectural plans inside the window of an empty brick storefront. Grants

$5,000 For an Idea-Stage Founder, Plus Up to $25,000 to Open in an Empty Milwaukee Storefront

Four grants open now: $5K for an idea-stage founder, up to $25K for an empty Milwaukee storefront, $3K for veteran founders and $6K for UConn students.

Nov 1 · Grant Finder
 A brass microscope rests on a wooden workbench next to a vintage chrome hubcap and leather driving gloves in warm light. Grants

$1,000 For Students Building Cancer Tech, and $10,000 With No Match on Route 66

A $1,000 grant for students building cancer tech closes November 30. Plus $5,000 to $10,000 with no match for Route 66 businesses, up to $2,500 for school business clubs, and two…

Nov 1 · Grant Finder
 Work gloves and a small trowel rest beside a green seedling growing on a wooden fence post overlooking a farm field. Grants

Up to $50,000 for Farmers Under 40, Plus a $5,000 Student Pitch Prize Due Nov 14

A farmer under 40 can get $10,000 to $50,000 from a new fund that closes December 1. Plus a $5,000 pitch prize for students worldwide, $3,000 for Idaho high school teams, and…

Nov 1 · Grant Finder
 An antique hourglass sits beside a stack of tied envelopes and a brass wax seal on a wooden desk. Grants

Small-Business Funding News and Grant Deadlines: Week of November 2, 2026

This week's small-business funding news and grant deadlines, each checked on the official source.

Oct 30
 A pencil sketch on a paper napkin rests on a wooden desk beside a neat stack of banknotes in morning sunlight. Grants

$1,000 For Just an Idea, No LLC Needed, Plus 4 Grants Up to $25,000

A $1,000 grant takes founders with just an idea and no LLC, with the next review on November 15. Plus $10,000 for any U.S. founder, up to $25,000 for veteran and military-spouse…

Oct 30 · Grant Finder
 A wooden stepladder and an open can of white paint sit outside a weathered brick storefront undergoing renovation. Grants

Up to $10,000 to Fix a Texas Storefront, and Ten $2,500 Grants Due Oct. 31

Ten Chatham County, NC businesses will get $2,500 each, and applications close Saturday, October 31. Plus up to $10,000 for Seguin, TX storefronts and four more grants we verified…

Oct 27 · Grant Finder
 An hourglass stands beside a tied paper application folder and an uncapped fountain pen on a sunlit wooden desk. Grants

Up to $15,000 for small businesses in Mission, Texas closes Saturday, plus a $1,000 Houston pitch due Wednesday

Mission, Texas will put up to $15,000 into a local small business if it applies by Saturday, October 31. Plus four more open grants, from a Houston pitch to Tampa microgrants…

Oct 26 · Grant Finder
 A sturdy wooden bridge spans a muddy street construction trench to reach the glowing doorway of a brick storefront. Grants

Up to $50,000 for Maryland shops stuck next to Purple Line construction, plus a $10,000 grant for tech founders due Nov 6

Maryland will put up to $50,000 into a small business hurt by Purple Line construction if it applies by Saturday, November 7. Plus four more open grants, from Fayetteville to MIT…

Oct 25 · Grant Finder
 Tools and a paint can sit on a sidewalk outside an old brick storefront as wooden boards are removed from the window. Grants

Up to $100,000 to bring an empty downtown building back to life, plus a $1,000 pitch prize for high schoolers

Kansas will put up to $100,000 into an empty downtown building if you can match it by November 20. Plus five more open grants, from Silverton to Michigan City, verified today.

Oct 23 · Grant Finder
 A brass stopwatch rests beside a festive gift box tied with gold ribbon on an open wooden windowsill. Grants

A six-day window for a $100,000 pitch prize, plus up to $5,000 to throw a Newark holiday event

A $100,000 pitch prize takes entries for just six days in November, and the pitch is a 60-second video. Plus four more dated grants, from Newark holiday microgrants due Nov 6 to a…

Oct 22 · Grant Finder
 A smartphone on a mini tripod aims at an antique stopwatch and a stack of banknotes on a wooden desk. Grants

At least $1,000 for a five-minute video, plus $10,000 awards for founders 18 to 30

A venture fund pays students and dropouts at least $1,000 for a five-minute video. Plus four dated grants, from a Michigan microgrant due Oct 30 to youth awards due Dec 18.

Oct 21 · Grant Finder
 A glass beaker and a steel wrench rest side by side on a blueprint next to a sealed letter and fountain pen. Grants

Up to $75,000 for R&D a college does for you, plus a Midwest pitch contest that closes Nov 2

Rhode Island will pay up to $75,000 for research your business can't do alone. The catch: a local college, hospital or lab has to do the work, and you need its signed letter…

Oct 20 · Grant Finder
 An open envelope holding an index card sits next to a banded stack of cash and a brass pen on a dark wood desk. Grants

$2,500 Cash for a 350-word idea due this week, plus a $10,000 monthly grant for women founders

Win $2,500 for a 350-word idea due this week, or apply for a $10,000 monthly grant for women founders. Five grants checked Oct 20, 2026.

Oct 19 · Grant Finder
 A gilded picture frame stands on a sidewalk, framing a charming shopfront with fresh paint and colorful flower boxes. Grants

Up to $3,500 for a photo-worthy storefront opens today, plus $15K grants for women due Oct 31

Five grants verified Oct 19: Mission Viejo up to $3,500 opens today, Amber Grant $15,000 Oct 31, BIPOC brands up to $10,000, student pitches $2,000 and $1,000.

Oct 19 · Grant Finder
 An office necktie and badge clip lie beside blueprints and a steel hammer on a sunlit timber workbench. Grants

Up to $400K to quit your job and build in New Jersey, plus a $50K top prize due Oct 26

Five grants verified Oct 18: NJ Innovation Fellows up to $400,000 Dec 4, Idea Leap $50,000 top prize Oct 26, Verizon $10,000, Roanoke $15,000, teen $1,500.

Oct 18 · Grant Finder
 A brass trophy filled with rich soil and a growing evergreen seedling rests next to an hourglass on a desk. Grants

$250,000 Climate prize due Nov 20, $15,000 in Denver

Five grants verified Oct 17: Wilkes $250,000 closes Nov 20, Denver up to $15,000 Nov 10, Chicago up to $150,000 Nov 30, IFW $5,000, UNO $1,700 Oct 30.

Oct 17 · Grant Finder
 A cardboard moving box packed with desk supplies rests in the open doorway of a small brick-and-mortar storefront. Grants

Up to $15K to move your home business into a storefront, plus a free $5K student prize

$15,000 To get your business out of the spare bedroom. One Virginia county will match that move dollar for dollar, and the window closes Monday, November 30.

Oct 15 · Grant Finder
 A brass key and glass beaker weigh down a blueprint on the stone step of a restored brick storefront. Grants

Small Business Grants in Massachusetts: Boston, MLSC

Massachusetts small business grants checked October 14, 2026: Boston storefront grants up to $200,000, MLSC grants and one national option.

Oct 15
 A yellow hard hat repurposed as a planter for a pine sapling rests beside a wooden ruler on a sunlit workbench. Grants

Small Business Grants in Colorado: Denver and Green Grants

Colorado small business grants checked October 14, 2026: Denver's construction grants up to $15,000, state green business grants and more.

Oct 15
 A heavy steel drill press inside a wooden shipping crate is wrapped in a green ribbon in a workshop facing rolling hills. Grants

Small Business Grants in Virginia: Roanoke and Mecklenburg

Virginia small business grants checked October 14, 2026: Roanoke County equipment grants up to $15,000, Mecklenburg County, and more.

Oct 15
 A vintage brass wall postbox swung wide open, holding a tied parchment parcel and fresh laurel sprigs. Grants

Small Business Grants in New Jersey: What Is Open Now

New Jersey small business grants checked October 14, 2026: NJEDA's founder grants up to $400,000, plus two national options open now.

Oct 15
 A yellow hard hat rests on a wooden ladder outside a brick storefront undergoing fresh facade renovation. Grants

Small Business Grants in Michigan: Safety and Facade Grants

Michigan small business grants checked October 14, 2026: MIOSHA's $5,000 safety match, a Norway facade grant, and one national option.

Oct 15
 A satin prize ribbon and jar of cash sit on a wooden workbench beside rolled blueprints and a topographic map. Grants

Small Business Grants in Tennessee: Chattanooga, Cookeville

Tennessee small business grants checked October 14, 2026: Idea Leap with a $50,000 top prize, the Start Here pitch, and one national option.

Oct 15
 A ripe peach and a brass key rest beside a miniature brick storefront model in warm morning sunlight. Grants

Small Business Grants in Georgia: Atlanta, Cobb, Decatur

Georgia small business grants checked October 14, 2026: Invest Atlanta, Cobb County, Decatur, Northwest Georgia and what is open now.

Oct 15
 A ribbon-tied envelope rests beside buckeye leaves and a tiny seedling in a clay pot on a wooden workbench. Grants

Small Business Grants in Ohio: Cuyahoga, Huber Heights

Ohio small business grants checked October 14, 2026: Cuyahoga County's $1,000 to $10,000 grants, Huber Heights and one national option.

Oct 15
 A tied document parcel, leather work gloves, wheat stalks, and a stack of coins sit on a rustic wooden counter. Grants

Rural Small Business Grants: USDA and State Options (2026)

Who really gets USDA rural business grants, which USDA windows are open as of October 14, 2026, and three rural grants and prizes open now.

Oct 15
 A cream envelope tied with a blue prize ribbon sits beside a steaming coffee mug on a wooden kitchen work table. Grants

Grants for Sole Proprietors and Home-Based Businesses (2026)

Can a sole proprietor or home-based business win a grant? Yes, if the rules allow it. Three programs open to one-person businesses, checked today.

Oct 15
 Brass dog tags and a ring of keys rest on a wooden counter inside a sunlit storefront under renovation. Grants

Grants for Veteran-Owned Businesses (2026)

Veteran business grants checked October 14, 2026: two veteran-only programs, one open to all, what SBA offers instead of cash, and scam signs.

Oct 15
 An empty velvet gift box rests on a wooden desk beside a brass microscope, a blueprint, and a blue ribbon. Grants

Grants to Start a Business: What Is Real (2026)

USA.gov says there are no federal grants to start a business. Here is what is real in 2026: research grants, startup contests and free help.

Oct 15
 Three sealed envelopes and a brass magnifying glass rest on an artisan workbench beside colorful spools of thread. Grants

Grants for Minority-Owned Businesses (2026)

Grants for Black-, Hispanic- and other minority-owned businesses: three open programs checked October 14, 2026, free help, and scam signs.

Oct 15
 Three wax-sealed envelopes sit beside a magnifying glass and tailor shears under the warm glow of a desk lamp. Grants

Grants for Women-Owned Businesses (2026)

Real grants for women-owned businesses in 2026: three open programs checked on official pages, free SBA help, and how to avoid grant scams.

Oct 15
 Five thick paper envelopes and a military service medal sit beside a running brass hourglass under warm lamplight. Grants

A free $1,000 grant closes Oct 22, and veterans can still chase $25K

Five grants verified Oct 15: Coach K $1K closes Oct 22, Camden $10K and Norway $20K close Oct 30, Boston ReStore Nov 1, veterans up to $25K.

Oct 14 · Grant Finder
 A brass desk stamp and a wax-sealed document sit beside white dogwood blossoms and a neat stack of gold coins. Grants

Small Business Grants in North Carolina: Official Programs

North Carolina small business grants from official state and city sources, checked October 14, 2026. Who qualifies and how to avoid grant scams.

Oct 14
 A brass embossing seal rests on paperwork beside a set of store keys and a ceramic diner mug on a wooden desk. Grants

Small Business Grants in New York: Official Programs

New York small business grants from official state and city sources, checked October 14, 2026. Who qualifies and how to avoid grant scams.

Oct 14
 An official ribbon-tied document rests on a sunlit table beside a ripe orange and a brass wax seal stamper. Grants

Small Business Grants in Florida: Official Programs

Florida small business grants from official state and city sources, checked October 14, 2026. Who qualifies and how to avoid grant scams.

Oct 14
 A carved stone keystone rests atop a ribbon-bound stack of grant paperwork next to a brass wax stamp on a wooden desk. Grants

Small Business Grants in Pennsylvania: Official Programs

Pennsylvania small business grants from official state and city sources, checked October 14, 2026. Who qualifies and how to avoid grant scams.

Oct 14
 A brass stamper presses into red wax on parchment beside a magnifying glass and purple violets on an oak desk. Grants

Small Business Grants in Illinois: Official Programs

Illinois small business grants from official state and city sources, checked October 14, 2026. Who qualifies and how to avoid grant scams.

Oct 14
 A brass wax seal, evergreen sprig, and magnifying glass sit beside a bundle of cash on a rain-damp cedar desk. Grants

Small Business Grants in Washington: Official Programs

Washington small business grants from official state and city sources, checked October 14, 2026. Who qualifies and how to avoid grant scams.

Oct 14
 A copper watering can pours water over a small blooming cactus beside a sealed envelope on a sunlit stone table. Grants

Small Business Grants in Arizona: Official Programs

Arizona small business grants from official state and city sources, checked October 14, 2026. Who qualifies and how to avoid grant scams.

Oct 14
 A cast-iron star paperweight and a brass magnifying glass rest on a stack of official documents on a wooden desk. Grants

Small Business Grants in Texas: Official Programs

Texas small business grants from official state and city sources, checked October 14, 2026. Who qualifies and how to avoid grant scams.

Oct 14
 A brass bear paperweight holds down a wax-sealed envelope on a sunlit wooden desk beside a magnifying glass and poppies. Grants

Small Business Grants in California: Official Programs

California small business grants from official state and city sources, checked October 14, 2026. Who qualifies and how to avoid grant scams.

Oct 14
 A stack of cream paper forms, a brass magnifying glass, a wooden ruler, and a fountain pen sit under a green desk lamp. Grants

How to Apply for a Small Business Grant

Check eligibility, register on SAM.gov and Grants.gov for federal grants, build a budget tied to allowed costs, and avoid grant scams.

Oct 14
 A magnifying glass inspects a single gold coin resting on an envelope among empty paper mail and dull metal tokens. Grants

Small Business Grants: What Is Real and Where to Look

Federal grants rarely fund everyday business costs. See which grants are real (SBIR, state and city programs), who qualifies, and how to avoid grant scams.

Oct 14
 A brass hourglass running low on sand rests beside a stack of sealed folders on a wooden desk. Grants

Intuit's $5K cohort closes tomorrow, and up to $90K for projects serving women and girls closes Friday

Five grants verified Oct 13: Intuit $5K closes Oct 15, Pave HER Way up to $90K closes Oct 16, NEN campus pitch, Columbia Fast Pitch, Santa Clarita up to $35K.

Oct 13 · Grant Finder
 Two matching stacks of cash balance on a brass scale next to an hourglass running out of sand on a wooden desk. Grants

Up to $30K from Flagstaff if you match it, and an Ohio grant that closes Friday

Five grants verified Oct 12: up to $30K in Flagstaff with a cash match, Huber Heights closes Oct 16, Tucson up to $10K, veteran prizes, $10K from Skip.

Oct 12 · Grant Finder
 A sealed twine-tied envelope, a mason's trowel, and a small sprout sit on the doorstep of a red-brick storefront. Grants

Up to $250K for a Chicago storefront, and a $10K prize pool for student ideas due Oct 25

Four grants verified Oct 11: up to $250K for Chicago storefronts, a $10K prize pool for Montana State student ideas, and up to $5K a hit for Seattle repairs.

Oct 11 · Grant Finder
 Four wax-sealed envelopes rest beside a brass hourglass with nearly all its sand drained on a dark wooden desk. Grants

$10K for founders 29 and under, and 3 grants close this week

Four grants closing soon: $10K for founders 29 and under, an Alabama HBCU pitch, up to $20K for a New Orleans storefront and up to $10K in Albany.

Oct 10 · Grant Finder
 A glowing filament lightbulb and a stack of cash tied with twine sit beside an hourglass that is running out of time. Grants

$50K, no equity, no registered business needed. It closes Friday.

$50K, no equity, no registered business needed: a Pennsylvania idea contest closes Oct 16, plus 3 smaller grants with better odds.

Oct 9 · Grant Finder
 Four stacks of cash sit beside an hourglass running low on sand on a wooden tabletop in warm sunlight. Grants

$4,000 For Wisconsin women founders closes in 3 days

$4,000 Is on the table for women founders

Oct 8 · Grant Finder
 Five paper envelopes rest on a sunny wooden counter alongside autumn leaves and a brass letter opener. Grants

Small Business Grants Open Now: November 2026

A real grant never costs you money to receive. All three on this list are free to apply.

Oct 8
 A black telephone receiver sits off the hook on a wooden desk beside a paper caught on a metal fishhook. Grants

$12,000 For a high school team, and a $10K county grant that closes Oct 31

If someone cold-calls you about a grant you never applied for, hang up.

Oct 7 · Grant Finder
 A black graduation cap rests upside down on a desk, filled with banded stacks of cash beside an unpacked backpack. Grants

$250K to drop out, and a $5K grant with a step you must do first

$250,000, No equity, one condition: you leave college.

Oct 6 · Grant Finder
 A brass raffle drum sits on a marble vanity counter beside cosmetics, perfume bottles, and a folded paper ticket. Grants

One beauty founder gets $100K, and a $5K grant is a random draw

Entreprenista draws one $5,000 winner at random from a short online form.

Oct 5 · Grant Finder
 A grid of photographic slides and a mini video camera sit beside a thick stack of cash on a glowing light table. Grants

$10K for 15 slides and a video, plus 3 more grants still open

15 Slides, a five-minute video, and no business plan.

Oct 4 · Grant Finder
 An hourglass with sand running low stands beside stacks of banknotes and cosmetics on a marble vanity. Grants

$10K for women-led beauty brands closes in 5 days

Five brands get $10,000 each. No equity. Applications close October 9.

Oct 3 · Grant Finder
 Two hardcover textbooks prop up a stack of paper currency next to an almost-empty hourglass and an autumn leaf. Grants

3 Grants close Oct 31 — one pays $10K for two free classes

Verizon pays $10K for two free classes; Galaxy, Hey Helen and CCU grants close Oct 31; Georgetown TX closes Nov 2. Amounts, rules, official links.

Oct 2 · Grant Finder
 A copper sifting pan on a wooden table holds three gold nuggets next to a miniature ceramic storefront. Grants

4 Grants still open in October 2026 (4 more are dead)

4 Grants still open in October 2026 (4 more are dead)

Jul 29 · Grant of the Week

Getting the calls? Shut it down.

Check a broker, then use the finance skill in your own AI. MCAFax has no user accounts and no sign-up.

Open the finance skill