WSJ Prime7.00%▬ unchSOFR3.90%▲ +1 bpsFed Funds Target4.00%▬ unch10-Yr Treasury5.10%▼ -11 bpsDiesel, retail$6.127▼ -7¢Bank C&I Lending$2,993B▲ +1.14%
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Series

Confessions

Stories from the broker side of merchant cash advance deals.

Part 1

The Deal That Died on Ring Eleven

Your Rights & the Law · Jul 23
Part 2

Twenty-Five Desks and One Man Asleep

Broker Tactics · Jul 23
Part 3

The MCA questions merchants actually ask, answered straight

Merchant Cash Advances · Aug 1
Part 4

How to stop 20 MCA broker calls a day when you are at your breaking point

Your Rights & the Law · Aug 1
Part 5

The Word "No" Never Appears

Small Business · Aug 30
Part 6

Are You Hopping On?

Small Business · Sep 9
Part 7

My Dad Never Got the Email

Small Business · Sep 9
Part 8

The Boss Remembers Is Not a Control

Small Business · Sep 9
Part 9

Seven Minutes and Forty-Five Seconds

Small Business · Sep 9
Part 10

Thirty Seconds I Didn't Spend

Small Business · Sep 9
Part 11

The Name on the File

Small Business · Sep 9
Part 12

The Welcome Email That Died Quietly

Small Business · Sep 9
Part 13

Twenty-Two, Not Twenty-Three

Small Business · Sep 9
Part 14

One word from me

Small Business · Sep 9
Part 15

The Exit Interview I Earned

Small Business · Sep 9
Part 16

I Fired My Assistant in Seven Words

Small Business · Sep 11
Part 17

Five Thousand Dollars to Look Boring

Small Business · Sep 11
Part 18

Sixty Thousand Dollars, Written Down

Small Business · Sep 20
Part 19

The Job Ad for My Own Chair

Small Business · Sep 20
Part 20

Do Not Go to the Airport Tonight

Small Business · Sep 20
Part 21

Eighty-Five Dollars to Skip the Line

Small Business · Sep 20
Part 22

Three Letters to a Wire That Was Already Home

Small Business · Sep 20
Part 23

Underwritten by My Own Diary

Small Business · Sep 20
Part 24

Don't Rename the Old Copy

Credit & Qualifying · Sep 21
Part 25

My Team Marked Me Optional at My Own Eye Exam

Small Business · Sep 22
Part 26

Account Closed, Nothing Owed

Small Business · Sep 23
Part 27

Bad News, Said Plainly

Small Business · Sep 24
Part 28

She Called My Cell

Small Business · Sep 26
Part 29

Nobody Answered the Door

Small Business · Sep 27
Part 30

Blade Covers Before Skates

Small Business · Sep 28
Part 31

The Letter That Wasn't Mine

Small Business · Sep 29
Part 32

She Fixed My Bill and I Wrote 'Ok Thanks'

Small Business · Sep 30
Part 33

The Trip That Stayed a Draft

Small Business · Oct 1
Part 34

He Signed at 2:47. They Debited at 2:51

Merchant Cash Advances · Oct 3
Part 35

Someone Faked Her Statements. He Was in Her Chair.

Industry Scams · Oct 4
Part 36

1,100 Broker Voicemails. Track Nine Was Mine.

Merchant Cash Advances · Oct 5
Part 37

He Declined the Engine. Then It Died Under Him.

Equipment & Invoice Finance · Oct 6
Part 38

The $1,850 Fee I Never Charged

Broker Tactics · Oct 7
Part 39

The UCC Hit Nineteen Minutes After She Said No

Industry Scams · Oct 9
Part 40

He Offered Me $7,000 to Bury Her. I Passed.

Industry Scams · Oct 11
Part 41

I Funded the Man Who Stole His Bees

Industry Scams · Oct 12
Part 42

He Read Me the Wrong Last Four

Merchant Cash Advances · Oct 13
Part 43

My Funder Read Everyone the Same Wire Number

Industry Scams · Oct 14
Part 44

The Adjuster Funded Him First. I Was Second.

Merchant Cash Advances · Oct 15
Part 45

74 Dead Pets in Her Freezer. The Funder Wanted More.

From the Notebook · Oct 16
Part 46

He Retraded Her for $9K. His Trucks Were in Her Lot.

From the Notebook · Oct 18
Part 47

The Fake Me Wanted $2,400 Before Midnight

From the Notebook · Oct 19
Part 48

He Took My $38K. He Came Back With a Rocket.

From the Notebook · Oct 19
Part 49

The $41K Statement Was Clue 4

From the Notebook · Oct 21
Part 50

He Wanted $830 by Noon. She Had His Boss's Piano.

From the Notebook · Oct 21
Part 51

Three Funders in Her Balloon. I Was the Liar.

From the Notebook · Oct 23
Part 52

The $11 Breaker That Cost Him $12,920

From the Notebook · Oct 25
Part 53

He Paid $38,400 for Skis He Already Owned

From the Notebook · Oct 26
Part 54

He Paid Her $1,140 to Shred His Forgery

From the Notebook · Oct 27
Part 55

SEO & AEO Desk review: keyword research and writer briefs for Google and AI answers

From the Notebook · Oct 27
Part 56

He took $1,450 cash into her haunted maze

From the Notebook · Oct 29
Part 57

He Wanted $1,236. She'd Built His Lobby Sign.

From the Notebook · Oct 30
Part 58

2,100 Dead Trees. The Funder Said Yes.

From the Notebook · Oct 30
Part 59

He Demanded 40 Full Cages. Cage 17 Was Dead.

From the Notebook · Nov 1
Part 60

Fourteen Food Trucks Paid Him $211 Every Morning

From the Notebook · Nov 2
Part 61

He Beat My 1.34 With My Own Script

From the Notebook · Nov 3
Part 62

Who Puts Nine Brokers in One Group Chat?

From the Notebook · Nov 4
Part 63

Can an open-source mailer carry the weekly reader email? What one local test changed in how Phyllis prepares a send

From the Notebook · Nov 5
Part 64

The Site Is the Second Brain

From the Notebook · Nov 5
Part 65

when grok bot doesnt work against mca cold callers

From the Notebook · Nov 6
Part 66

He Declined. She Loaded the Toilets.

From the Notebook · Nov 6
Part 67

Low-token mode: keep the business running

From the Notebook · Nov 6

Getting the calls? Shut it down.

Check a broker, then use the finance skill in your own AI. MCAFax has no user accounts and no sign-up.

Open the finance skill