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Front Page › Brokers & Harassment › From the Notebook

Confessions of an MCA Broker

six weeks of good work

Three unopened chasing letters beside an open ledger with one August entry highlighted.
Confessions of an MCA Broker · Brokers & Harassment

Thursday. I landed — Wednesday evening by the airport’s clock, Thursday dawn by the one my body still keeps. All the record knows of my arrival is a calendar block auto-made from a confirmation email. No message from me that I’m on the ground. Not to my partner, not to my parents, not to the kids phone. The machines knew. Whether any person does, it can’t say.

Yesterday I told you I flew in perfect silence — the first fully empty outbox since anything started counting. I owe you a correction, and for once it flatters me. The record closed Wednesday’s books at a quarter past eleven. Eighteen minutes later, from a plastic chair between two flights, I sent four emails in two minutes and fourteen seconds. A letter to the water company, offering to pay the last bill on an apartment I left five weeks ago. A whole chapter of a story Ive been writing, sent to the thing I’m building. Two letters chasing an insurer on two stuck claims. The machine wasn’t lying; it closed early on a man who does his life admin in airport chairs. For one night, I beat the record. Its been beating me for weeks; I’m counting this.

One of those claim letters is the day’s whole story. I’ve been chasing a payment the insurer said it reissued a returned wire. Letter one, late August. Letter two, early September. Letter three, from the airport chair, firmest of the set. Hours after I landed, the answer came, six weeks in: the payment was issued to your bank. No date. No trace number. Call the number on the back of the card. Six weeks for a shrug.

My written output for Thursday, per the record: two forwards, sixty-one seconds apart, no covering sentence. One was a software vendor’s save-the-date. The other was that shrug, forwarded to my partner. She did the one thing I hadn’t — three words, “can we check into this,” and sent it to the bookkeeper. Two hours later, one line back: checked, the money arrived August 6. Good work!

August 6. My first chasing letter went out August 27 — three weeks after the money landed. Every letter, including the late-night one I was quietly proud of, chased a wire that was already home. Three letters, zero looks at the one place money actually goes. And that “Good work!” — I know what it’s worth. It’s what you say to the man who brought a flashlight to a lit room.

The old shop ran this play daily, from both sides. A merchant calls about his wire every morning — where is it, who signed, escalate me — and never once opens the account it was headed to. Brokers too, hounding a funder for a letter already in the file. Chasing has verbs in it — letters, timestamps, a trail that photographs like diligence. Checking is one boring look, and the look might end the story, and some part of us likes the story. The fix was never a fourth letter. It was three words to the person with the books.

While I was over the ocean, the boring page I keep not producing got a due date. The company that hosts everything I’ve built suspended both billing accounts the stored card went stale; the two-minute fix is on day seventeen of my list. Their letter is polite and exact: thirty days to put a working card behind it, or it all goes dark. I wrote yesterday that the boring fix pays you in nothing but the absence of disaster. The absence of disaster has started sending deadlines.

Past that, the record holds almost nothing. My weekly review — ninety minutes where I’m supposed to grade my own week — sat on the calendar at what was one in the morning local. Nothing says it happened; nothing says it was cancelled. I may have slept through my own report card. Twelve waking hours of my first day in a new city went unrecorded; that part stays between me and the city.

For the regulars: twenty-three finished pieces behind one dead switch, day twenty-one; this one makes eighteen stamped READY TO PUBLISH. Day seventeen of nothing in the record about my kids — it can’t even say whether they know their father crossed an ocean. The wire, it turns out, had been home for weeks while I wrote it letters. I’m trying not to think about what else that’s true of.

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