Merchant Cash Advances
Credit Key Review (2026): B2B Buy Now, Pay Later at Checkout, BBB Data
Credit Key review: B2B buy now, pay later with terms up to 24 months, loans made by Lead Bank. Paper Grade A; Reputation Score 7.0/10.
Merchant Cash Advances
SmartBiz Bank Review (2026): SBA 7(a) Loans, 660+ Credit, 3+ Years
SmartBiz Bank review: SBA 7(a) loans of $50K to $350K for 3+ years, $250K+ revenue and 660+ credit. Paper Grade A; Reputation Score 7.0/10.
Merchant Cash Advances
Torro Review (2026): Startup and Business Capital, BBB Fee Complaints
Torro review: startup capital from $25K and business capital up to $575K, reported fee complaints. Paper Grade D; Reputation Score 7.0/10.
Merchant Cash Advances
Newtek Review (2026): Newtek Bank Business Loans from $5K to $15M, BBB Complaints
Newtek review: business and SBA loans from $5K to $15M made by Newtek Bank, N.A., BBB data. Paper Grade A; Reputation Score 7.0/10.
Merchant Cash Advances
Vox Funding Review (2026): Revenue Advance Requirements, BBB Reviews
Vox Funding review: revenue advances for 1 year and $10K monthly revenue, soft credit pull, BBB A+. Paper Grade B; Reputation Score 7.0/10.
Merchant Cash Advances
Lendistry Review (2026): Term Loans from 11.99%, SBA 7(a), Pending Privacy Class Action
Lendistry review: $10K to $350K term loans from 11.99%, 620 FICO, SBA 7(a), a pending privacy class action. Paper Grade A; Reputation Score 7.0/10.
Merchant Cash Advances
Mantis Funding Review (2026): Revenue-Based Financing and BBB Record
Mantis Funding review: revenue-based financing of $5K to $500K, daily or weekly payments, BBB B-. Paper Grade C; Reputation Score 7.0/10.
Merchant Cash Advances
Pearl Capital Review (2026): MCA Funding Through Brokers, BBB Record
Pearl Capital review: MCAs placed through ISOs for 3+ months in business, any FICO, BBB B-. Paper Grade D; Reputation Score 7.0/10.
Merchant Cash Advances
Expansion Capital Group Review (2026): Requirements, Products and BBB Record
Expansion Capital Group review: short-term funding for 500+ FICO, 6 months and $8K monthly revenue. Paper Grade C; Reputation Score 7.0/10.
Merchant Cash Advances
Headway Capital Review (2026): Line of Credit Requirements, APRs, and Draw Fees
Headway Capital review: credit lines of $5K to $100K, 625 credit, 39%-82% APR per NerdWallet. Paper Grade A; Reputation Score 7.0/10.
Merchant Cash Advances
ELease Review (2026): Equipment Leasing and Financing Since 1995
eLease review: equipment leasing and financing from a Florida company founded in 1995, deals from $3K. Paper Grade A; Reputation Score 7.5/10.
Merchant Cash Advances
Gibraltar Business Capital Review (2026): Asset-Based Lending up to $100MM
Gibraltar Business Capital review: asset-based credit facilities for lower middle market firms. Paper Grade A; Reputation Score 7.5/10.
Merchant Cash Advances
Cardiff Review (2026): Working Capital up to $250K, 500 Credit, BBB Data
Cardiff review: working capital up to $250K with 500 credit and 1 year in business, BBB data. Paper Grade C; Reputation Score 7.5/10.
Merchant Cash Advances
Lighter Capital Review (2026): Revenue-Based Financing for SaaS Startups
Lighter Capital review: up to $10M non-dilutive financing for tech startups with $200K+ ARR, BBB A+. Paper Grade A; Reputation Score 7.5/10.
Merchant Cash Advances
Kalamata Capital Group Review (2026): MCA Approvals up to $750K, BBB Data
Kalamata Capital Group review: merchant cash advances with approvals up to $750K, BBB A+. Paper Grade B; Reputation Score 7.5/10.
Merchant Cash Advances
Velocity Capital Group Review (2026): Revenue-Based Financing Requirements
Velocity Capital Group review: revenue-based financing up to $2M, $20K monthly revenue and 500+ FICO. Paper Grade C; Reputation Score 7.5/10.
Merchant Cash Advances
Backd Review (2026): Line of Credit, Term Loan and MCA Requirements
Backd review: credit lines, term loans and MCAs for 650+ credit, 2 years and $100K revenue. Paper Grade A; Reputation Score 7.5/10.
Merchant Cash Advances
Idea Financial Review (2026): Line of Credit Requirements and Reported Issues
Idea Financial review: credit lines up to $350K for 650+ credit and 3+ years, reported draw freezes. Paper Grade A; Reputation Score 7.5/10.
Merchant Cash Advances
IOU Financial Review (2026): Term Loan Requirements, Rates, and Record
IOU Financial review: term loans of $15K to $1.5M, 600 credit, 1.50%-4.00% monthly rates, BBB A+. Paper Grade A; Reputation Score 7.5/10.
Merchant Cash Advances
Greenbox Capital Review (2026): Requirements, Fees, Second-Position Funding, and Reported Issues
Greenbox Capital review: funding from $3K, 500+ FICO, 5 months in business and a 4% setup fee. Paper Grade D; Reputation Score 7.5/10.
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