WSJ Prime7.00%▬ unchSOFR3.90%▲ +3 bpsFed Funds Target4.00%▬ unch10-Yr Treasury4.96%▬ unchDiesel, retail$6.276▼ -1¢Bank C&I Lending$2,959B▲ +0.84%WSJ Prime7.00%▬ unchSOFR3.90%▲ +3 bpsFed Funds Target4.00%▬ unch10-Yr Treasury4.96%▬ unchDiesel, retail$6.276▼ -1¢Bank C&I Lending$2,959B▲ +0.84%

By MCAFax

Front Page

All stories, page 23 of 24

Everything we have filed, newest first.

Laptop open to automated bookkeeping logs next to paper bank statements for small business cash tracking Small Business

One word from me

When automated workflows clash and bank statements lose crucial pages, business decisions stall. A founder reflects on queues, books, and real priorities.

Sep 9 · Confessions
Exhausted small business owner reviewing automated billing notices and business loan scam emails on a laptop late at night Small Business

Twenty-Two, Not Twenty-Three

My age was wrong in the only version that shipped.

Sep 9 · Confessions
Desk with open laptop showing drafts beside debt relief scam letters, illustrating small business funding privacy risks Small Business

The Welcome Email That Died Quietly

Our hello email to new signups had been dead for months and nobody noticed, because a broken auto-reply looks exactly like a slow, quiet week.

Sep 9 · Confessions
Desk with open financial files and passport highlighting why business loan applications get wrongly declined Small Business

The Name on the File

"Do u think its ok that my name is spelled wrong"

Sep 9 · Confessions
Laptop screen with inbox backlog and bank statements showing small business administrative fatigue and debt records. Small Business

Thirty Seconds I Didn't Spend

What would you pay to stay the wronged party?

Sep 9 · Confessions
Desk with laptop showing email drafts beside merchant cash advance underwriting documents and bank statements. Small Business

Seven Minutes and Forty-Five Seconds

1:43 P.m. I opened the stopwatch on my phone and pressed start.

Sep 9 · Confessions
Open business ledger next to a laptop displaying accounts receivable discrepancy and bank records Small Business

The Boss Remembers Is Not a Control

That was the number in the draft note to my bookkeeper, in a column labeled "outstanding," next to the name of a client who, I was pretty sure, did not owe me twelve thousand…

Sep 9 · Confessions
Laptop inbox showing unread business funding emails and missed merchant advance notifications Small Business

My Dad Never Got the Email

No edits. Seven nights in a row.

Sep 9 · Confessions
Desk with paperwork and an authorization form showing why funding deals stall on a single missing signature. Small Business

Are You Hopping On?

"Are you hopping on?"

Sep 9 · Confessions
Code editor displaying a portable markdown build pack file for AI feature replication across websites Small Business

Rebuild a $2,000 feature in 20 minutes: the one-file kit

Rebuild a $2,000 feature in 20 minutes: the one-file kit

Sep 6 · AI Hacks and Tips
Insurance folders and an off-the-hook phone sit tangled among colorful children's building blocks and a toy truck. Small Business

The Word "No" Never Appears

How long can you fight someone who never said no?

Aug 30 · Confessions
A smartphone screen displaying merchant cash advance discussions on Reddit alongside business debt financial documents. Broker Tactics

20 DMs, zero answers: MCA Reddit's week from hell

20 DMs, zero answers: MCA Reddit's week from hell

Aug 11 · Reddit Gossip
Retro cover card for “what mca brokers don't tell you about sba loans” — SBA & Government-Backed in Business Funding, from The Broker's Notebook by MCAFax SBA & Government-Backed

what mca brokers don't tell you about sba loans

sba loans offer low interest rates and long monthly terms, but brokers often talk merchants out of them to push expensive cash advances instead.

Aug 11 · The Funding Playbook
Paper invoices feed through a brass hand-cranked press on a wooden desk, emerging as crisp banknotes. Equipment & Invoice Finance

Invoice factoring: the "3% fee" that's really 48%

Invoice factoring: the "3% fee" that's really 48%

Aug 11 · The Funding Playbook
A mini wooden publishing module slides smoothly into a matching slot on a craft storefront model. Small Business

$2,400 A year to press "publish"? Build your own blog

$2,400 A year to press "publish"? Build your own blog

Aug 4 · AI Hacks and Tips
A vintage brass ticket dispenser routes paper tickets through a small mechanical sorter on a wooden workbench. Small Business

40 Users, 1 bug, 0 form reports: let the chat file it

40 Users, 1 bug, 0 form reports: let the chat file it

Aug 2 · AI Hacks and Tips
A black desk phone sits muffled under a heavy glass bell jar on a sunlit wooden counter next to an unplugged cord. Your Rights & the Law

How to stop 20 MCA broker calls a day when you are at your breaking point

If getting 20 broker calls a day is driving you to a breaking point, take a step back. Here is how to kill the noise and take control of your phone line.

Aug 1 · Confessions
A single strand of twine is pulled straight from a tangled ball of rope on a wooden desk under a lamp. Merchant Cash Advances

The MCA questions merchants actually ask, answered straight

Nine questions small business owners keep asking about merchant cash advances — factor rates, stacking, reconciliation, confessions of judgment, spam calls and consolidation…

Aug 1 · Confessions
A wooden abacus, landline phone, and brass slide rule connected by metal rods to a glowing central microchip. Merchant Cash Advances

AI read the MCA contract. It missed the 126% APR.

AI read the MCA contract. It missed the 126% APR.

Jul 31 · AI Hacks and Tips
A brass mechanical hand neatly arranges a chaotic pile of desk paperwork into tidy, organized stacks. Small Business

10 Jobs you can hand to AI this week (prompts inside)

10 Jobs you can hand to AI this week (prompts inside)

Jul 31 · AI Hacks and Tips

Getting the calls? Shut it down.

MCAFax was built to do the thing you can't do from inside the room: make the phone stop. Check any broker against our member-built database, send cease & desist letters from your own Gmail, and build the paper trail. It's free.

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