From Wall Street
Brink's (BCO): Why One Investor Is Watching the NCR Atleos Deal at About 5.5x FCF
Colin King flags Brink's cash-and-stock buy of NCR Atleos as a watch, not a pure arb, near 5.5x pro-forma FCF after leverage jumps. Deal math and risks.
From Wall Street
Credo (CRDO): Why One Investor Sees AEC Upside If Optical Lasers Stay Tight
Deep Sail Capital asks if Lumentum supplying only ~30% of optical demand is bullish for Credo's AECs. The copper-vs-optics debate and risks.
From Wall Street
Gentex (GNTX): Why a Quiet Auto-Mirror Leader Screens at About 10x Free Cash Flow
Gentex Corporation dominates auto-dimming rearview mirrors and trades near $21 with zero debt. InvestSpecial amplified Palm Valley Capital's purchase at roughly 10x normalized…
Term Loans & Credit Lines
Business Funding Without a Broker (2026): Apply Direct
You don't need a broker. Apply direct to banks, SBA lenders via Lender Match, CDFIs and other programs. Here's how in 2026, and what to watch for.
From Wall Street
ECC Capital (ECRO): Why a Tiny OTC Shell's Section 382 Clock Matters in April
ECC Capital Corp. trades on the OTC as ECRO near 8 cents with a roughly $16 million market cap. Kingdom Capital argues a Section 382 ownership-change window tied to PhenixFIN…
Term Loans & Credit Lines
How Much Business Funding Can I Get? (2026 Guide)
There's no fixed number: lenders size offers from your revenue, cash flow, time in business, credit and existing debt. Here's how it works in 2026.
From the Notebook
I Funded the Man Who Stole His Bees
"I'd brightened them so the funder could see better."
From Wall Street
IperionX (IPX): Why a Forensic Short Still Sees Double-Digit Downside After a Broker Cut
Spruce Point Capital is short IperionX, a titanium and critical-minerals developer listed in the U.S. and Australia. After B Riley cut its price target from $52 to $34, Spruce…
From Wall Street
Thinkific (THNC): $19 Million in Cost Cuts and a Bet on 25% Free-Cash-Flow Margins
Thinkific, the Canadian learning-commerce platform, cut about 30% of staff to chase enterprise customers and free cash flow. Special-situations investor Colin King says he likes…
From Wall Street
Lincoln Educational (LINC): The Trade-School Bet That AI Will Push Workers Off Desks
Praetorian Capital's Kuppy says trade schools are about to print money as AI displaces white-collar work, and he is long Lincoln Educational (LINC). Lincoln just grew revenue more…
From Wall Street
Harbor Diversified (HRBR): Why Some Investors See a Cash Shell Worth Far More Than the OTC Price
Harbor Diversified sold Air Wisconsin and related aviation assets for about $125.9 million and now holds mostly cash and securities with no operating business. The OTC stock…
Small Business
Thistlewick Dental never said $18,720. The case study did.
We tested a How I AI case-study GPT on a made-up cleaning shop interview. In our simulated run it invented an $18,720 savings claim from "about two hours."
Your Rights & the Law
Stop the Calls, Part 10: "You already gave us consent." Did you?
Broker says you already gave consent? Ask four questions about that form, then revoke it in one sentence. Copy-paste script plus the FCC rules, cited.
Industry Scams
They paid $250 for "loan insurance." Then "the state" wanted $400 more.
Scammers pitch a $250 "loan insurance" fee, then demand $400 more as a fake state charge. FTC red flags and what to do.
SBA & Government-Backed
Pay off your SBA loan in year 2 and owe SBA $35K
Paying off an SBA 7(a) loan early can trigger a 5%, 3% or 1% SBA fee under SOP 50 10 8.1. Here's when it applies and how to time your payoff.
Grants
Up to $250K for a Chicago storefront, and a $10K prize pool for student ideas due Oct 25
Four grants verified Oct 11: up to $250K for Chicago storefronts, a $10K prize pool for Montana State student ideas, and up to $5K a hit for Seattle repairs.
From Wall Street
Market Calls Scoreboard: Who Actually Beats the S&P 500 on X
We scored public stock calls from investors on X against the S&P 500 at 180 days. Kerrisdale Capital leads the career table; Deep Sail Capital leads the season.
From the Notebook
He Offered Me $7,000 to Bury Her. I Passed.
"You wanted to be her dad. Let's get paper moving."
Small Business
The AI marked an $8,680 wedding as booked. The couple was still "leaning toward you."
We tested a How I AI CRM workflow on a caterer's call notes. It marked an $8,680 wedding booked, skipped a deposit, and made duplicates.
Your Rights & the Law
Stop the Calls, Part 9: same pitch, new company name
New company name, same broker pitch? Ask who they're calling for, then use one stop sentence that asks to cover affiliates. Script and the FCC rules behind it.
Getting the calls? Shut it down.
MCAFax was built to do the thing you can't do from inside the room: make the phone stop. Check any broker against our member-built database, send cease & desist letters from your own Gmail, and build the paper trail. It's free.
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