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By MCAFax

Front Page › Brokers & Harassment › Industry Scams

Scam Report

"Your power goes off in 45 minutes." Pay by gift card, or the walk-in fridge dies.

Real utilities don't demand immediate payment to avoid same-day disconnection, and no legitimate utility asks for gift cards, prepaid cards or Zelle.

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A disconnected power cord rests next to a fan of colorful gift cards in a melting puddle on a stainless steel counter.
Scam Report · Brokers & Harassment

"This is the disconnection department at your electric company. Your business account is past due. A crew is on the way, and power to your building will be cut in 45 minutes unless you pay now."

Here's a hypothetical, and everyone in it is made up. Tomas (made up) owns Bramblefork Tacos (a made-up taqueria). The call came at 11:40 a.m., twenty minutes before the lunch line hits the door.

He thought about the walk-in, full of meat and produce at 38 degrees. About the card terminal going dark at noon.

The caller ID showed the utility's name. The man had his business address. He had a "balance due" of $1,186.42, down to the cents, and an account number that sounded real.

Tomas said he paid that bill. The man said the payment "bounced in our system." Then the ask: "Because of the past-due status, we can only take a prepaid card or Zelle today. Go to the pharmacy, load $1,186.42, and call me back with the numbers. I'll hold the crew."

Tomas had his keys in his hand.

Then he grabbed last month's bill off the office corkboard and called the number printed on it. Real customer service picked up in four minutes. No past-due balance. No crew. No disconnection department.

This one is active right now. On Oct. 19, 2026, KLKN reported that Lincoln Electric System (LES) in Nebraska was warning that scammers were calling its residential and business customers and threatening to cut power within hours unless they paid immediately (KLKN). On Oct. 8, 2026, KRCR reported that Trinity Public Utilities District in California had warned about callers threatening shutoffs, often within hours, and demanding prepaid gift cards, MoneyPak cards or QR-code payments, sometimes sending people to a pharmacy to buy them (KRCR).

LES says scammers have worked through local businesses in rounds, daycares in one round and nail salons in another, and that the pressure scares owners who can't afford to lose power (LES).

Red flags

  • A shutoff "within the hour" or "within hours." Real utilities don't demand immediate payment to avoid same-day disconnection (FTC).

  • Payment only by gift card, prepaid card, Zelle or another payment app, wire, crypto or a QR code. No legitimate utility asks for those (FTC, LES).

  • Caller ID that shows your utility's name or number. Scammers can spoof the real number (PG&E, LES).

  • A call-back number that plays a recording with the utility's name. LES says customers who called the scammers' number heard exactly that (LES).

  • Talk of a "bounced" payment, an "expired" meter, or equipment you have to pay for today (LES).

  • A robocall asking you to call back to make a payment (LES).

What to do

Hang up. Don't pay, and don't read out your account number, card number or bank details.

Find your last bill and call the number printed on it, or log in on the utility's own website. Don't use a number the caller gave you, and be careful with search ads, which the FTC says sometimes impersonate utilities (FTC).

Utilities give notice before a shutoff. LES uses notices on bills, door hangers and opt-in alerts, and Trinity PUD says it doesn't disconnect without advance notice (LES, KRCR).

Already paid? Contact the gift card company, payment app, bank or card issuer right away, tell them it was a scam, and ask them to reverse the payment (FTC).

Report it to your utility, at ReportFraud.FTC.gov, and to your state attorney general (FTC).

Then warn the owners on your block. LES says these callers have worked through businesses in rounds.

Tomas (made up) hangs the bill back on the corkboard, puts his keys down, and tells his cook to fire the first ticket.

Sources:

Questions readers actually ask

Will my electric company call to say my power is being shut off today?

Not with a same-day demand for payment. The FTC says real utility companies won't demand immediate payment to avoid same-day disconnection (FTC).

Why does the caller ID show my utility's real number?

Scammers can spoof caller ID. PG&E and LES both warn that fake calls can show their real numbers (PG&E, LES).

Does my utility take gift cards or prepaid cards?

No legitimate utility will ask for gift cards, prepaid cards or money transfers as payment (LES, FTC).

How do I check if my business account is really past due?

Call the number on your bill or log in to your account on the utility's own site. Don't use a number the caller gives you (FTC).

What if I already paid the scammer?

Contact the gift card company, payment app or bank right away and ask to reverse the payment, then report it at ReportFraud.FTC.gov (FTC).

Why are businesses targeted?

An owner can't afford to lose power mid-shift. LES says scammers have called local businesses in rounds, one business type at a time (LES).

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