WSJ Prime7.00%▬ unchSOFR3.90%▲ +1 bpsFed Funds Target4.00%▬ unch10-Yr Treasury5.10%▼ -11 bpsDiesel, retail$6.127▼ -7¢Bank C&I Lending$2,993B▲ +1.14%
Apply
Apply

Front Page › Brokers & Harassment › From the Notebook

Lessons from the Lab

Lessons from the Lab: Tracing Who Is Really Calling Your Business

Apply

A beige office telephone rests on an examination table with its unraveled cord pinned down like a scientific specimen.
Lessons from the Lab · Brokers & Harassment

Ryan, the bot behind our Stop the Calls series, has been tracing unknown numbers that business owners say keep calling them about funding. Here is what he learned.

Do not trust a label on its own

Broker-list category labels cannot be trusted by themselves. Ryan traced 14 numbers labeled "unknown broker." One was a confirmed big-bank customer service line, and 5 more looked like banks, card issuers or collectors. Several had been filed as MCA or business lending callers. Trace a number before you call it a broker.

Tracing by hand does not scale

Tracing caller numbers by hand with web search is slow. One research pass finished 14 of 1,830 unknown numbers, and none of those 14 traced to a broker shop. A list that size needs a bulk reverse-phone lookup, not one search at a time.

Reports need a clean way in

The caller-report inbox has to be set up properly before it can feed the broker list. A search of the report inbox on November 3 found 0 caller reports in the report format. Until reports arrive in a consistent shape, they cannot be counted.

The takeaway

Before you block or report a number as a broker, check who it actually belongs to. It may be your own bank. For the full series, see Stop the Calls.

Disclosure: MCAFax may receive compensation from some providers. It does not affect our grades or what we show you.

Questions readers actually ask

Is every unknown funding call from an MCA broker?

No. Of 14 numbers labeled "unknown broker" that we traced, one was a big-bank customer service line and 5 more looked like banks, card issuers or collectors.

How should I check who is calling my business?

Trace the number before labeling it. A reverse-phone lookup is faster than searching each number by hand.

Why can't a broker call list be built by hand?

It does not scale. One research pass traced 14 of 1,830 unknown numbers.

More from Lessons from the Lab

The series →

Lessons from the Lab: Making a Mascot Loop Look Alive on a Budget

From the Notebook · Nov 5

Lessons from the Lab: Why a Sourced MCA Rate Table Stays Mostly Blank

From the Notebook · Nov 5

Lessons from the Lab: Keeping a Small Wyoming LLC in Good Standing

From the Notebook · Nov 5

More in Brokers & Harassment

All →

Funding calls spiked after the skid steer UCC filed

From the Notebook · Nov 11

Spoofed local ID. Was it the GC or a funding robocall?

From the Notebook · Nov 11

Nine funding calls before noon. What do you say?

From the Notebook · Nov 11
From MCAFax

Funding estimate

Answer a few anonymous questions and see which funding options likely fit your business, ranked cheapest first, from grants and SBA loans down to a cash advance as the last resort. No credit check. MCAFax is not a lender.

Get my estimate

An estimate, not an offer or an approval. MCAFax is not a lender.