Part 1

Construction Business Loans for Contractors in 2026

SBA & Government-Backed · Oct 27

Part 2

Should a contractor buy, lease, or rent an excavator?

Equipment & Invoice Finance · Nov 9

Part 3

Equipment loan vs equipment lease for a construction company

Equipment & Invoice Finance · Nov 9

Part 4

Can contractors finance used construction equipment?

Equipment & Invoice Finance · Nov 9

Part 5

How much down payment do contractors need for equipment financing?

Equipment & Invoice Finance · Nov 9

Part 6

Can a new contractor get equipment financing?

Equipment & Invoice Finance · Nov 9

Part 7

How long does equipment financing take to fund for contractors?

Equipment & Invoice Finance · Nov 9

Part 8

Are there grants for construction contractors, and how do you apply?

Grants · Nov 9

Part 9

How does a contractor apply for an SBA 7(a) or 504 loan?

SBA & Government-Backed · Nov 9

Part 10

How do contractors apply for equipment financing?

Equipment & Invoice Finance · Nov 9

Part 11

How do contractors cover payroll while waiting on draws?

Term Loans & Credit Lines · Nov 9

Part 12

$1 Buyout or FMV lease? Your hour meter decides

Grants · Nov 9

Part 13

0% Financing or the cash discount? Find the hidden rate

Grants · Nov 9

Part 14

Can your equipment payment skip winter? Run the math

Grants · Nov 9

Part 15

Paid cash for the excavator? Now payroll is short

Grants · Nov 9

Part 16

Auction payment due in days: how do contractors finance the machine?

Equipment & Invoice Finance · Nov 11

Part 17

Lender wants to be loss payee on your excavator? What that means

Equipment & Invoice Finance · Nov 11

Part 18

What documents do contractors need for equipment financing?

Equipment & Invoice Finance · Nov 11

Part 19

Section 179 basics for contractor equipment purchases

Equipment & Invoice Finance · Nov 11

Part 20

Nine funding calls before noon. What do you say?

From the Notebook · Nov 11

Part 21

Spoofed local ID. Was it the GC or a funding robocall?

From the Notebook · Nov 11

Part 22

Funding calls spiked after the skid steer UCC filed

From the Notebook · Nov 11

Part 23

$180M for old diesel iron. Can a private contractor get any?

Grants · Nov 11

Part 24

Federal job, prime got paid. Do they owe you within 7 days?

Equipment & Invoice Finance · Nov 11

Part 25

GC kicked back your pay app? Fix it before the billing cutoff

Equipment & Invoice Finance · Nov 11

Part 26

Draw late and payroll due? Never borrow the IRS deposit

Term Loans & Credit Lines · Nov 11

Part 27

First Davis-Bacon job: how big is the weekly payroll gap?

Term Loans & Credit Lines · Nov 11

Part 28

No bond, no bid? How the SBA surety guarantee works

SBA & Government-Backed · Nov 11

Part 29

$54,000 Short by March? Plan winter cash before December

Term Loans & Credit Lines · Nov 11

Part 30

Extra work on the walk: what must be in writing to get paid?

Equipment & Invoice Finance · Nov 11

Part 31

SAM.gov lists the job. Who funds week one?

SBA & Government-Backed · Nov 11

Part 32

Supplier due in 30 days. Draw in 55. Who pays?

Term Loans & Credit Lines · Nov 11

Part 33

Grants for construction contractors: what actually exists

Grants · Nov 11

Part 34

Line of credit vs term loan vs invoice factoring for contractors

Term Loans & Credit Lines · Nov 11

Part 35

How do contractors fund mobilization before the first draw?

Term Loans & Credit Lines · Nov 11

Part 36

How do subcontractors cover payroll while waiting on draws?

Term Loans & Credit Lines · Nov 11

Part 37

How should contractors plan cash flow around retainage?

Equipment & Invoice Finance · Nov 11

Part 38

SBA 7(a) and 504 loans for construction companies

SBA & Government-Backed · Nov 11

Part 39

Set-aside bid looks open. Are you actually eligible?

SBA & Government-Backed · Nov 11

Part 40

12 funding rings before lunch. How do you silence unknowns?

From the Notebook · Nov 11

Part 41

28 minutes Friday: stop requests, log, then report

From the Notebook · Nov 11

Part 42

GC hasn't paid in 60 days? What a sub sends on day 1, 15, 30 and 45

From the Notebook · Nov 13